” find a relative to co-sign “
Not the best thing to do! I have seen the downside of doing that!
Signing for or loaning to a relative is a poor idea.
Too many that borrow from family think the concept of paying the money back is just a suggestion, not something that is required.
Yeah, I’ve seen some kids be dragged down by their own co-signing parents (and vice versa), and I’m not in the lending biz.