I know about people not knowing if polyp removal is covered, and then getting hit with the bill. Financially, we were prepared if it wasn’t covered.
My best friend was recently diagnosed with colon cancer, and my husband had prostate cancer 2 years ago. We were pretty motivated to have our screenings. The doctor found polyps for my husband and me. My husband has to have another colonoscopy in 2 years because of something the patholgist found. It would have been worth it even if we had to pay for the polyp removal. Getting colon cancer is much more expensive!
I wish the best of health to you and your husband.
But incidence of colorectal cancer is only about 35/100,000; you couldn’t pay me to have the exam especially with total absence of family history.