Meh. It’s ridiculously simple for me.
I have no insurance. When I need medical attention I go to the doctor and put it on Amex, write a check or pay cash. It’s absurd how cheap it is when they don’t have to deal with insurance companies.
Same experience here. I needed x-rays a while ago and the bill was $240.00. But the accounts clerk said if I paid cash it would be $163.00 because it sames them tons of paperwork, they usually wait 6 months or more for the money and often it’s not as much as they bill for.
I had no insurance in 2006, and needed a hernia operation. The price quoted was 6,000. I offered to pay cash, and do it when the doctor’s biz was slow.
Cost?
1,800.
Insurance should be for catastrophic/hospitalization events only.
How I miss my reasonable, affordable hospital plan with a 3000 dollar deductible.
What happens when you need major surgery? Good luck playing Russian roulette with your life.