Catastropic insurance
Tort reform
Buying insurance across state lines
There are some basic reforms that could be done by government which would make private insurance better and cheaper for everyone.
Beyond that, Medicare and Medicaid can probably ensure “universal” coverage. But any attempt to extend “universal” coverage through the federal government to middle-aged people with middle class jobs is just foolish. That’s what Obama did. I’m pretty sure Trump wants no part of that.
You’ve got it right.
PS-Medicare costs $140/month for those who are retired. And supplemental insurance is another cost that retirees need. Half my SS check will be consumed by the health insurance required. Why do I have to pay for Medicare.......I have already been paying for 47 years for coverage after I retire!
Tort reform is the law in over half the states in the country. Can you point to a single state where health care premiums went down as a result? Not malpractice insurance premiums but health care premiums.