[DoodleDawg]

If it is really insurance, you would be able to select the benefits you need when you agree to buy the package.

When is that ever been the case?

You don’t have to pay for the insurance of my silver collection, now do you?

I also don't have to pay for the insurance for you car. What's your point?

[browniexyz]

I have a HUUUUUGE problem with a mandated benefits package.