Take careful note that this article is from 2013. Since that time, the costs of Obamacare have skyrocketed. I do not think it has that much of a bearing on the current situation.
My wife and I (currently uninsured) are thinking about joining Samaritan, perhaps as soon as tomorrow. I would love to hear of any first-hand experiences.
My family and many members of my church and friends have Samaritan Ministries for many many years. We have never had a problem with it and it has paid out as necessary.
Other people that I know have other health sharing ministries and seem pleased with those.
Their website has some testimonials.
Check with your church and others for specific questions.
Here is another more recent article that I just found.
“Christians Find Their Own Way to Replace Obamacare”