Posted on 06/13/2018 12:51:09 PM PDT by GIdget2004
“So, SOL. Got it.”
The reason you believe you are SOl in the first place is due to medical insurance companies. Medical treatments used to be affordable long before insurance companies got their greedy hands in on it all.
My thoughts are, we already, whether through federal or state, take care of those that have pre-existing conditions and can’t afford the medications or whatever. Why ruin the entire system and make healthcare unaffordable for everyone, when we could just put those people in a high risk pool, that is subsidized if they can’t afford it? Seems to me it would make more sense. If they can’t get employer coverage, the employer would just pay the premium paid for other employees.
Rip it out root and branch, and burn it.
True. But today grandpa wouldn’t get coverage because he was a smoker.
But the kicker is he would have still gotten the same results. Dead. My granny(her husband)and later, my dad got the cancer and died soon after being diagnosed. All had good coverage and the “best” medical care available. My mom, I fear will soon join them(prayers)
Cancer is a wicked disease and will claim it’s victims. Just a matter of time(IMHO)
Moreover, why ARE there medical insurance companies?
That medical care can't be afforded by those who don't have insurance PROVES it's a self-reinforcing racket.
FDA DRUGS THAT ARE BLACK BOXED RUINED MY GI TRACT AND DAMAGED MY HEART, THEN THE REFLUX DRUGS RUINED MY SPINE/BONES, HYPERTENSION DRUGS CAUSED GI/VISION DAMAGE. NOT MY LIFE STYLE. WHY AM I BEING PUNISHED. THEY TAKE AWAY ANY PAIN RELIEVE I CAN HAVE, WHICH IS LIMITED TO VALIUM AS GASTRO DOES NOT MIX WITH OPIOIDS.
MEDICARE MAKES ME PAY MORE PREMIUMS YEARLY, AS TRICARE LIFE UPS CO-PAYS YEARLY. THAT 3% SUPPOSED RAISE WE GET NEXT YEAR IS $42 A YEAR, $1,300+ IS ADDITIONAL MEDICARE PREMIUMS. ON TOP OF THE $1,569 WE PAID THIS YEAR. WITH JUST $12 FOR THE WALLET FOR THE YEAR, AND TRICARE CO-COPAY RAISES AGAIN.
EXACTLY HOW HIGH ARE MEDICARE A/B PREMIUMS NOW? NO ONE TELLS US, NOR DO WE GET A STATEMENT!
Thus is a conundrum. Big Health bought the system and bid it way up. Anybody who wants to go it alone has a vastly tougher row to hoe.
Somehow it would seem just if Big Health had to now eat the answer.
I really object to subsidizing people who believe in extensive use of pharmaceuticals and medical attention. Another absurdity....Medicare Part B (optional) costs just over $100 a month. It subsidizes gym visits! Why the heck are we subsidizing Seniors going to the gym instead of exercising at home and taking walks? Using sidewalks is still free.
“What if there were no medical insurance companies?? Why are the sick entitled to other peoples money?”
While I understand your question, I would not choose to use the term ‘entitled’. I will say let’s not criticize ODontcare for their Death Panels on one hand, while essentially saying on the other hand if you’re sick and poor you just need to die. I don’t think that is a viable conservative response either.
I don’t have an easy answer, but I know we are a compassionate society and none of us want to see others suffer needlessly.
True enough... Big Health abetted by Big Barratry.
If I were king I’d enact a lawyer tax. Some things that we have rights to do, aren’t the right thing to do.
It is well established and widely accepted that insurance companies have to cover kids without pre-conditions. Doing same with adults is similar. Cost of doing business. This is not big add to insurance costs. If it is on the extremes, then address that. Otherwise, a large portion of population is denied affordable coverage or any coverage. On this, prior to Obamacare, I was denied any coverage. No one at any price would give me coverage, even with doctors current clean bill of health.
And, if there weren’t any medical insurance companies it might be because church and religious organizations filled the hole. (In something coming closer to a utopia of faith compared to where we are now.)
“It is well established and widely accepted that insurance companies have to cover kids without pre-conditions.”
Oops!
What you mean, I hope, is that you continually lift your needs up to the Lord, not that you literally take it on your own glory to raise up health care (or any other) expenses.
I’ve been through some tight, tight squeakers where the Lord provided “just enough” for the hour. The Lord wants us to stay alert for His grace, and not be like the absurdly lazy one who puts his hand in the bowl and won’t bring the food back to his mouth, but doesn’t expect us to gin up any grace on our own. We cannot. Those who do might be more comfortable with respect to earthly expenses, but when their soul is required, it’s going to be oopsville.
“And, if there werent any medical insurance companies it might be because church and religious organizations filled the hole.”
Without question they were a significant provider of healthcare.
A major difference also that like when mortgage companies sprang up to offer low monthly payment, housing process went up. When medical insurance companies sprang up, to offer low monthly payments, medical costs went up.
People used to afford a doctor’s house call. Today, insurance companies have made those costs unaffordable.
The wife and I have a concierge doctor. We pay $2,000 per year and get house calls, doctor visits, checkups, etc., all paid for. No insurance needed. We have insurance for major medical only.
The concierge docs are bringing back private health care and it is working.
“Cost of doing business.”
Cost of regulation, not business. If the business had their choice they wouldn’t cover smokers, fatties, and other high risk idiots without charging the appropriate amounts.
“I dont have an easy answer, but I know we are a compassionate society and none of us want to see others suffer needlessly.”
I agree, but the regulations we have are what cause our primary medical pains. If people knew that smoking or being obese were conditions for which there were consequences, they might choose more wisely and everyone’s costs would be more affordable.
This same idiocy about medical insurance is also why we have the ridiculous ADA law that has billions of dollars spent on wheelchair ramps for roads in the middle of nowhere.
I have also heard of medical offices that for a flat advance monthly fee, will care for anything that can be cared for in a medical office.
I think a lot of Americans do want to care, but they are in a conundrum as to how. Faceless, faithless secular “liberal” systems all tend to ever-worsening abuses. They are not offering us spiritually viable, or long term economically viable, answers.
Any kind of an idea of “community responsibility” needs to be something that is in line with godly bible principles. You can’t just go up to your neighbor in envy and rob them.
Does Senate Majority Leader Mitch McConnell have to use the same insurance or does he have another plan.......?
I think a solution lies in national insurance pools.
What people do not usually know is that medical insurance companies were forbidden to offer pools across State lines. That greatly hindered their ability to offer reasonable insurance costs.
I don’t think any of us feel helping to pay the costs of some that are high costs is bad if insurance companies can figure out a way not to have penalizing costs.
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