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The Domino Effect Of The Trump Admin Gutting Pre-Existing Conditions Protections
TPM ^ | 06/13/2018 | Alice Ollstein

Posted on 06/13/2018 12:51:09 PM PDT by GIdget2004

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To: GIdget2004

If it was OK before Obama, what is the compelling reason to keep it?


41 posted on 06/13/2018 2:54:48 PM PDT by Crucial
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To: CodeToad

The Old Testament tithing system might have some hints. One was bidden to save up a tenth of one’s income and harvest, not donating it to the temple as analogous to the modern church practice that’s called tithing, but every year going to Jerusalem if possible, or going where one can if Jerusalem is not possible, and using it (or what one can sell it for, in the case of harvest) to have a month long blowout feast before God, with the excess shared to the poor.

A lot of churches live to “their own glory” now, and I’ve painfully witnessed the consequences firsthand, watching what looked like wonderful Christian situations proving to be houses of cards and collapsing in my face. An open, dedicated, celebratory tithe (a God party, as it were) would get around that mentality.


42 posted on 06/13/2018 3:01:01 PM PDT by HiTech RedNeck (Tryin' hard to win the No-Bull Prize.)
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To: GIdget2004

Here in Jersey we had a sort of compromise. This was was on insurance through your employer. You were not covered for a pre-existing condition for the first year. Then you were issued a certificate. After that your pre-existing condition was covered under any health insurance provided by your employer. This was on the premise that if you were able to work the year your condition was well-controlled.


43 posted on 06/13/2018 3:02:44 PM PDT by khelus
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To: HiTech RedNeck

The Catholic churches ask for tithes, but try getting something out them sometime.


44 posted on 06/13/2018 3:03:15 PM PDT by CodeToad
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To: CodeToad

I’ve seen it in Protestant too. Sin knows no one denomination.


45 posted on 06/13/2018 3:04:54 PM PDT by HiTech RedNeck (Tryin' hard to win the No-Bull Prize.)
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To: khelus

That was a crude qualifying factor that helped whenever health benefits were tied to employment. If the person could work or at least his supporting relative could work, that selected for a better risk.


46 posted on 06/13/2018 3:07:25 PM PDT by HiTech RedNeck (Tryin' hard to win the No-Bull Prize.)
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To: GIdget2004

I have always been covered by health insurance. I never let it lapse in my life.

I own a small business, and have always provided coverage for myself, my employees, and our dependents. In the early years, I paid well over 95% of the premium, and asked my employees to pay a token. Nowadays, as costs have surged, I only pay about 75% of the premium, and employees pay the rest. Our deductibles, of course, have skyrocketed.

Next month, it will be three years since I fell ill. Somewhere along the way, I developed a chronic illness. I figured, at first, it must have been my own poor lifestyle. But the doctors assured me, no, I just “won the lottery.”

In fact, when I visit a new doctor for the first time, and relate my medical history, they invariably say, “oh, that wasn’t your fault,” or, “nothing you could have done differently to prevent that.”

I can no longer work, as a result. My wife, thank God, was able to take over the business, but without me out there, hustling, our business has shrunk.

My condition was serious enough that Medicare kicked in. We retained regular group health coverage for me, now as the dependent to my wife, who is now the named insured.

We won’t be able to keep the business going much longer, even though we aren’t even quite 60.

I receive treatment for my illness, and had surgery about two years ago that took me from mostly dead to where I am now. The law is written in such a way that, as a result of successful treatment, the government can now decide I no longer need Medicare. Although I’m not “cured,” I am better off than I was, but I still have the underlying chronic illness, and am no longer considered a member of the “healthy” risk pool. Then, I will once again be dependent on private insurance.

But I’m someone with pre-existing conditions.

The 1996 HIPAA act is supposed to provide that I can’t be denied coverage, because I have never had a lapse in coverage. But, in part because of DeathCare(TM) by the Kenyan anti-Christ, my premiums have more than doubled in the past three years, and deductibles have tripled. If my rate is set through medical underwriting at this point, my premium could easily exceed $30K/annum or more. And that would in addition to my wife’s premium.

In a health care system based on private health insurance, there is a role for government regulation. The important principle to preserve through regulation is that those who “play by the rules,” who have always participated in the system, have always maintained coverage, have always paid for their insurance while they were healthy, will be covered on the same terms they were covered when healthy if they become ill, and chronically so.


47 posted on 06/13/2018 3:20:40 PM PDT by sitetest (No longer mostly dead.)
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To: Reno89519
An open market needs to have some patient protection--patient bill of rights, certain pre-conditions as trade for selling insurance, and some protection for those few people that are thereafter still unable to buy affordable coverage.

Let's cut through the euphemisms, please.

"Patient Bill of Rights" means that some people will be charged less than it costs to insure them...the difference to be made up, by definition, by those not eligible for the consideration.

certain pre-conditions as trade for selling insurance

WTF? Trade for selling insurance? There's no trade...some will be charged less who qualify, and others will be charged more to make up the difference.

and some 'protection' for those few people that are thereafter still unable to buy 'affordable' coverage.

This 'protection' taking the form of insurance at a rate that is less than the actual cost of providing it...more 'affordable,' if you will, to be made up by charging more to those not eligible for the 'discount.'

Obamacare only differs to the degree of cost spreading, not the principle. Is there any principled line that can be drawn between what you propose, and Obamacare?

48 posted on 06/13/2018 3:24:35 PM PDT by gogeo
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To: yoe

Doncha just love the way they exempt themselves from everything from heathcare to insider trading? Or how Pelosi got a rider on the minimum wage laws so they don’t apply to American Samoa. Oh...by the way, guess who’s husband has a tuna canning plant in American Samoa but the MSM never has the stones to ask her about it.


49 posted on 06/13/2018 6:49:28 PM PDT by econjack
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To: RedMonqey

Cancer is a wicked disease and will claim it’s victims. Just a matter of time(IMHO)


At the end of the day, I live by the words of Warren Zevon:

Life’ll kill ya.

Fact is, we’ve entered a period where fewer and fewer people believe in any kind of afterlife and this life is all they have. The need is to preserve it as long as possible. Such people could never have participated in Picket’s charge or stormed the beaches at Normandy.


50 posted on 06/14/2018 5:52:47 AM PDT by robroys woman (So you're not confused, I'm using my wife's account.)
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To: HiTech RedNeck

That is precisely my position.

My wife had a serious sinus ailment a few months ago that got so bad that she had to take pain killers 24/7 just to function. This went on for a month, getting continually worse. On a Sunday I told her we need to go in for an MRI (required to see a specialist) on Monday. However, We sat down and I laid my hands on her and asked for Jesus, through His faith rather than my faith (which is weak) to remove this illness. A few hours later it was completely and utterly gone.

We had a similar healing about 12 years ago.

As you said, he provides “just enough”. I think “manna”. I’m a firm believer in the idea that all humans have the exact same length of life span, and we have a word for it: Today. Today is my life. Today is what I need to concern myself with. As Paul said, I die every day.

For me, every morning is a new start. Sure, I can and do plan for the future, but in a “if the Lord be willing” sort of way, and then I live my life - today.


51 posted on 06/14/2018 6:10:39 AM PDT by robroys woman (So you're not confused, I'm using my wife's account.)
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To: robroys woman

Who by worrying can add a cubit to his stature (or as some translations interpret it, a year to his life)?

It is a deepening supernatural mystery and it puts troubles into context. Being enfolded into a life that deals with troubles with victories either great or small is a proof of being blessed. Mountain climbing equipment is not proven on a stroll in a park.


52 posted on 06/14/2018 8:37:53 AM PDT by HiTech RedNeck (Tryin' hard to win the No-Bull Prize.)
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To: HiTech RedNeck

The analogy falls short, but I use it anyway: This life is a bit like a reality video game, and used as a training and testing ground. What truly matters is what comes after, but this life is where a great deal can be learned and tested. Especially faith.

But in the end it is not the ages to come for which we are to be prepared. It is kind of like a nursery. It’s why I avoid getting “angry” with the actions of other people by seeing them thusly: “We are all just disobedient children on the playground.” It’s hard to stay angry with children. :)


53 posted on 06/14/2018 8:44:27 AM PDT by robroys woman (So you're not confused, I'm using my wife's account.)
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To: robroys woman

If we can see sin as something sad, we will have gained a look into the heart of God. Humanity would have been vaporized in Eden at the fall, were God invested utterly in the equivalent of shallow virtue signaling.


54 posted on 06/14/2018 8:49:22 AM PDT by HiTech RedNeck (Tryin' hard to win the No-Bull Prize.)
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To: robroys woman

“Life”

“Nobody gets out alive”.

My walk of faith is not as sure as others but I’m trying.(My temper and pride are still stumbling blocks) I just believe that the universe is so large(infinite, in fact) that there’s room enough for God somewhere in that vast space. Just gotta be. I know there’s nothing biblical about this and would be heretical to start preaching like it is, but it satisfies my “little scientist on my shoulder” whispering in my ear and it puts aback virulent atheists who reply is But..But But...”

Again not biblical, but I want to see all my kinfolk who passed on before me. I know I have to atone to God and my folks for my deceitful ways when I was younger but if that’s the price I have to pay, it’s worth it.


55 posted on 06/14/2018 11:01:00 AM PDT by RedMonqey (" Those who turn their arms in for plowshares will be doing the plowing for those who didnÂ’t.")
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