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Electric cars risk becoming uninsurable
Telegraph ^ | 10/20/23 | Mattie Brignal

Posted on 10/21/2023 10:49:14 AM PDT by RomanSoldier19

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To: RomanSoldier19

So only those who can self-insure will have cars?


41 posted on 10/21/2023 12:28:15 PM PDT by 9YearLurker
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To: 9YearLurker

See my replies #39 and #40.


42 posted on 10/21/2023 12:28:55 PM PDT by mewzilla (Never give up; never surrender!)
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To: mewzilla

Agreed. That’s what all brutal revolutions start aiming at.


43 posted on 10/21/2023 12:34:17 PM PDT by 9YearLurker
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To: steve86

One of things they are doing is going with bigger battery cells. At least the reduces the number of connections..


44 posted on 10/21/2023 12:34:21 PM PDT by EVO X ( )
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To: All

Mexican Association of Insurance Institutions says 70% of cars in Mexico are uninsured

https://www.theyucatantimes.com/2023/10/mexican-association-of-insurance-institutions-says-70-of-cars-in-mexico-are-uninsured/

45 posted on 10/21/2023 12:35:40 PM PDT by RomanSoldier19 (Res ad Triarios venit;“We are your ghosts, in this game played by monkeys, organized by lunatics” )
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To: Antihero101607

“After which the democrats will use high insurance premiums as something they can rile up their ignorant base...”


Da’ free market ! Muh’ Capitalism !

This whole thing is gov’t created in the first place (EV mandates).

But the Repubs are guaranteed to choose the most politically inept response to market distortion.


46 posted on 10/21/2023 12:36:26 PM PDT by Reverend Wright ( Everything touched by progressives, dies !)
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To: Tolerance Sucks Rocks

https://www.policygenius.com/auto-insurance/what-is-self-insured-car-insurance/


47 posted on 10/21/2023 12:42:40 PM PDT by Openurmind (The ultimate test of a moral society is the kind of world it leaves to its children. ~ D. Bonhoeffer)
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To: ChinaGotTheGoodsOnClinton
I am curious if any FREEPERS with EV’s are noticing any insurance rate hikes. Don’t let the curmudgeons around here discourage you from speaking up.

I’d be surprised if you got an answer to your question. What you probably will get is a lot of sunshine pumping, talk of 0-60mph times, rainbows, and unicorns.

48 posted on 10/21/2023 12:57:30 PM PDT by dznutz
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To: GOPJ
I'm with you! Talked to a friend today who lived on a barrier island, insurance naked for 15 years. Now that is brave--or something! They put their kids through college with the money saved.

I'm keeping flood insurance.

49 posted on 10/21/2023 12:58:12 PM PDT by NautiNurse (His name is Mudd. Mudd Gaetz. )
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To: plain talk
No problem. The feds will step in and force insurance companies to cover EVs. That will raise premiums on everyone but they don’t care.

That is almost a guarantee. In fact, I have little doubt O'Biden is drafting the executive order at this very moment. It's patently unconstitutional, but so is Obamacare.

50 posted on 10/21/2023 1:16:54 PM PDT by Obadiah
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To: RomanSoldier19

Here come the enviro wackos and the Elites who hate us 24/7 to push the 15 minute cities around the world.

https://www.google.com/search?q=15+minute+city&rlz=1CAPUVO_enUS1052US1052&oq=15+minute+&aqs=chrome.3.0i433i512j69i57j0i512j0i433i457i512j0i402i650l2j0i512j46i175i199i512j0i512l2.16805j0j4&sourceid=chrome&ie=UTF-8#ip=1


51 posted on 10/21/2023 1:17:59 PM PDT by Grampa Dave (Flu vaccines, might work, if you’ve never had that flu! Otherwise they don't do any good/nor work!!!)
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To: RomanSoldier19

Solution is right there under our noses.

Simply put, vehicle owners don’t have to own the batteries.

Define the batteries the same as the fuel that goes into ICE vehicles. You don’t actually own the fuel, until you want to fill up the tank. Then, you refuel as the need arises.

Make the EV battery makers own the batteries, and the vehicle owners just ‘renters’ or ‘leasers’ of the batteries.

When the batteries go bad or burn up, it’s the responsibility of the batteries companies to handle the problem, thereby making the vehicle owner faultless.

Meanwhile, it’s still the responsibility of the EV ‘owners’ to charge/recharge the batteries when they run dry.

Meanwhile, last week I noticed that, people with EVs don’t chance it when driving long distances. My family (wife, daughter and her 3 kids) just drove from Tampa to Los Angeles, and I only notices ONE EV (a Tesla) on the entire road in Texas (I-10). In Tampa, it seems that every 5th vehicle is a Tesla.


52 posted on 10/21/2023 1:27:40 PM PDT by adorno
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To: SaxxonWoods

Do you live in Delaware? On a different thread somebody mentioned Biden’s home purchase for $2.75M. The rates for a comparable home is around $5.5K. Your home in Hellinois would have property taxes well north of $10K.


53 posted on 10/21/2023 1:34:39 PM PDT by EVO X ( )
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To: RomanSoldier19

My son who has a Tesla says that Tesla insures his vehicle. I would assume they would continue to do so.

I didn’t pry into the specifics.


54 posted on 10/21/2023 1:39:52 PM PDT by Eccl 10:2 (Prov 3:5 --- "Trust in the Lord with all your heart, and lean not on your own understanding")
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To: GOPJ

Yikes, sorry to hear. The main loss risk here is from wind at certain times of year, mainly tree and roof damage. The people here say the town nickname is Paradise, it’s very unusual in many ways. Stumbled on it by accident. Best wishes for a solution or workaround for you!


55 posted on 10/21/2023 2:03:38 PM PDT by SaxxonWoods (“99% of failure comes from people who make excuses.” -George Washington)
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To: EVO X

That was my insurance above, but taxes are cheap here too. Small town, Western Colorado.


56 posted on 10/21/2023 2:24:21 PM PDT by SaxxonWoods (“99% of failure comes from people who make excuses.” -George Washington)
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To: EVO X

I’m thinking this is EV model specific. For example, Tesla changed their battery design so that it’s more built into the frame (not exactly, but kinda). That’s part of the huge cost in replacing a battery on those Teslas.


57 posted on 10/21/2023 2:27:06 PM PDT by Tell It Right (1st Thessalonians 5:21 -- Put everything to the test, hold fast to that which is true.)
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To: adorno
Simply put, vehicle owners don’t have to own the batteries.

If you lease the car, you don't own the battery. If you buy the car you do.

58 posted on 10/21/2023 2:41:53 PM PDT by EVO X ( )
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To: SaxxonWoods

Interesting. Thanks for the reply from rural Colorado!!!


59 posted on 10/21/2023 2:59:29 PM PDT by EVO X ( )
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To: Eccl 10:2
Only available in a few states unless something changed recently.. P>
Austin, Texas-based Tesla is offering auto insurance in Arizona, California, Colorado, Illinois, Maryland, Nevada, Ohio, Oregon, Texas, Utah and Virginia. Recent filings to state regulators show that Tesla plans to start selling auto insurance in Florida on Oct. 20, 2022.

Tesla insurance is more expensive that the average car. It costs about $2,503 a year to insure a 2021 Tesla Model 3


60 posted on 10/21/2023 3:02:17 PM PDT by steve86 (Numquam accusatus, numquam ad curiam ibit, numquam ad carcerem™)
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