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Insurance panel: legalization of marijuana could throw wrench in workers’ comp, auto insurance (FL)
The Capitolist ^ | December 15th 2023 | Caden DeLisa

Posted on 12/18/2023 8:36:28 AM PST by Jacquerie

A panel at the Florida Chamber of Commerce’s Insurance Summit highlighted emerging issues in the state’s insurance industry due to the progression toward marijuana legalization.

The panel largely focused on workers’ compensation and auto insurance, with concerns about the ambiguity in reimbursing medical marijuana under workers’ compensation and the impact of marijuana legalization on auto insurance risk assessments and premiums.

A proposed constitutional amendment to legalize non-medical marijuana use for adults is gaining traction in Florida, with the state’s Supreme Court set to decide on its inclusion in the 2024 ballot, amidst broad public support.

(Excerpt) Read more at thecapitolist.com ...


TOPICS: Government; News/Current Events
KEYWORDS: fl; marijuana
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The ignorant people will pass this awful constitutional amendment.

Only 60% necessary.

Direct democracy stinks.

1 posted on 12/18/2023 8:36:28 AM PST by Jacquerie
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To: Jacquerie

Gee, ya think?


2 posted on 12/18/2023 8:36:58 AM PST by dfwgator (Endut! Hoch Hech!)
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To: Jacquerie

The solution is simple. Treat them the same as you would treat those who suffered accidents while drinking alcohol.


3 posted on 12/18/2023 8:46:49 AM PST by TwelveOfTwenty (Will whoever keeps asking if this country can get any more insane please stop?)
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To: TwelveOfTwenty

Seems logical to me.


4 posted on 12/18/2023 8:47:30 AM PST by Mathews (I have faith Malachi is right!!! Any day now...)
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To: TwelveOfTwenty

How do you measure it though for blood content? Wouldn’t matter at work, because a positive is a positive, but what about driving under the influence? How would that work?


5 posted on 12/18/2023 8:49:34 AM PST by Mathews (I have faith Malachi is right!!! Any day now...)
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To: Mathews

Apply “positive is a positive” to driving too?


6 posted on 12/18/2023 8:52:02 AM PST by TwelveOfTwenty (Will whoever keeps asking if this country can get any more insane please stop?)
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To: Jacquerie

The presence of alcohol in sufficient quantities in the blood is enough to prove impairment.

Marijuana, however, wears off. The presence of biometric markers in the blood DO NOT prove impairment.

However, I have faith that the powers that be will be able to invent an objective test that shows marijuana impairment.


7 posted on 12/18/2023 8:54:09 AM PST by Lazamataz (The firearms I own today, are the firearms I will die with. How I die will be up to them.)
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To: Jacquerie

My brother, now retired, used to be the executive director for a National Business Association that was very much affected by any drug regulations and laws. He told me that the legalization in Colorado had caused a nightmare for companies that were required to do drug testing and this sort of thing. Particularly companies that work for or sold to the US government and the state government. He said in order to get employees for some jobs they had to get special waivers from insurance companies and federal agencies. Basically it was just a major clusterf**k. Legal liabilities up the ying yang in every way imaginable.


8 posted on 12/18/2023 8:56:57 AM PST by ChildOfThe60s ( If you can remember the 60s.....you weren't really there..)
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To: Jacquerie

All these potential increased risks should be easy enough to quantify by seeing what has happened in the states that have already legalized pot.


9 posted on 12/18/2023 8:57:42 AM PST by VanShuyten ("...that all the donkeys were dead. I know nothing as to the fate of the less valuable animals)
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To: Jacquerie

2/3rds of the people in this state don’t want marijuana to be criminalized.

Anyone who believes in individual freedom shouldn’t object to the possession of a plant, as it constitutes no trespass on the rights of any individual, ergo it is not a crime.


10 posted on 12/18/2023 8:58:39 AM PST by Gunslingr3
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To: Jacquerie

Florida is like some other states in that it is far too easy to amend the Constitution. This leads to a lot of changes to the Constitution which are the duty and domain of the legislature. For example they have a constitutional amendment that prohibits smoking in bars and one that prohibits Nets which catch Turtles accidentally. None of which has a damn thing to do with the Constitution. My highly leftist brother-in-law and his commie school teacher wife thought they were great ideas and love the idea of amending the Constitution for everything that tbey want.

As someone else pointed out in this thread direct democracy is a disaster.


11 posted on 12/18/2023 9:01:32 AM PST by ChildOfThe60s ( If you can remember the 60s.....you weren't really there..)
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To: VanShuyten

Just look at Colorado, Minnesota and Oklahoma.


12 posted on 12/18/2023 9:01:32 AM PST by No name given (Anonymous is who you’ll know me as)
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To: Jacquerie

Even with legalized pot you still can’t drive under the influence. Or work.


13 posted on 12/18/2023 9:02:28 AM PST by Flaming Conservative ((Pray without ceasing))
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To: Jacquerie

Unless they come up with an accurate test for marijuana “intoxication” car insurance companies will pay out billions in claims that they would avoid if the person responsible was just drunk.


14 posted on 12/18/2023 9:04:19 AM PST by Gay State Conservative (Proudly Clinging To My Guns And My Religion)
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To: VanShuyten

See Colorado.


15 posted on 12/18/2023 9:06:49 AM PST by dfwgator (Endut! Hoch Hech!)
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To: Jacquerie

The law of unintended consequences is fixing to rear its ugly head once again.

The ignorant population does not understand the difference between what a constitution is for and what A legislature is for.


16 posted on 12/18/2023 9:06:54 AM PST by ChildOfThe60s ( If you can remember the 60s.....you weren't really there..)
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To: Jacquerie
The ignorant people will pass this awful constitutional amendment.

You bet! We need to allow government to make all decisions for us! The people are too stupid to be trusted.

17 posted on 12/18/2023 9:13:37 AM PST by dragnet2 (Diversion and evasion are tools of deceit)
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To: Jacquerie

In twenty years, tops, the same politicians who want it legalized now will be calling it a public health crisis, all so they can both tax it and send the trial lawyers after it.


18 posted on 12/18/2023 9:17:03 AM PST by Behind Liberal Lines
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To: TwelveOfTwenty

I guess so, but it’s legal, so it seems like there would be a measurement involved like the BAC of .08 >.


19 posted on 12/18/2023 9:19:21 AM PST by Mathews (I have faith Malachi is right!!! Any day now...)
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To: TwelveOfTwenty

Exactly. Alcohol is legal, but if you’re drunk and fall into the machinery, you’re not getting WC.


20 posted on 12/18/2023 9:21:04 AM PST by Trailerpark Badass (“There should be a whole lot more going on than throwing bleach,” said one woman)
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