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I never answer my phone. All calls are audibly screened. My answer machine has the disconnect tone followed by my greeting. (Don't have to buy telezapper, just download disconnect tone and put at beginning of your message.)

When I get the occassional call for a bill that went to collections 10 years ago, this happens:

Telemkt: "Hello, is xyz Home?
Me: "Who's calling?"
Telemkt: "I'm calling about a personal matter"
Me: "I need to know who you are. It's customary to introduce one's self when calling. You called this number, please identify yourself as well as the company you are working for"
Telemkt: "We can only reveal that information to xyz"
Me: "Well, I have no clue about this xyz. XYZ does not reside here. Please remove update your numbers and do not call again."

Keeps them away for about 2 years or so. (Who in the heck tries collecting on a $100, 10 year old charge off???)

"Keeps them away for about 2 years or so. (Who in the heck tries collecting on a $100, 10 year old charge off???) "

Some collection agency keeps trying to collect an old credit card debt from my hubby that is from 1992. I asked them the first time they called if it would go on his credit report.. they said "No, but... blah blah blah" so I told them there wasn't much chance of getting any of the money then. It was an old credit card that his ex-wife used to furnish their home together.. fat chance of me paying THAT. The last time they called they mentioned something about lawyers and I told them to go ahead and send them after us and I never heard from them again.