Exactly! Mormon's believe that a covenant is a two way street, and if they do what the mormon god demands, then the mo-god is obligated to give them exactly what they think he promised. That was once of the first chinks in the armor of Mormonism for me - that bad things happen to good people.
How do Mormons explain non-Mormons who have lived “blessed” lives? Large fortunes, many children, large houses, new cars, etc, all the earthly treasures that Mormonism wears like a badge of godliness?
I remember a while back a certain poster, she-who-must-not-be-pinged, insisted that that’s how she knew Mormonism was true, by the prosperity that has been given her family.