Catholics say.
Jesus' teaching on the separation of the sheep from the goats is based on the works that were done during their lives, not just on their acceptance of Christ as Savior. In fact, this teaching even demonstrates that those who are ultimately saved do not necessarily have to know Christ. [http://www.scripturecatholic.com/salvation.html#salvation-I]
But scripture says.
1 John 5:12 He that hath the Son hath life; and he that hath not the Son of God hath not life.
John 3:36 He that believeth on the Son hath everlasting life: and he that believeth not the Son shall not see life; but the wrath of God abideth on him.
Not much doubt to me who the heretic is.
What the Bible says, it says.
If some teaching contradicts it, guess which one is wrong.....
You can decide for your church of you whatever you wish for you. You're the decider and the only one your decisions apply to, no one else.
You can decide everyone else is a heretic and you're the god of thunder if you want. Have fun !