For starters, 1 percent of liquid assets is the annual deductible. Got a million bucks? Great. The deductible is 10 grand. Most people could get some kind of insurance to cover that.
One could throw some ifs, ands, and buts in there as well, but this little measure would do wonders toward getting Medicare in balance.
Would this be self-administered or would another federal bureaucracy need to be formed? Who would enforce it?