[Leftism is Mentally Deranged]

If you default, and the government bails you out, are you still reported to the credit bureaus as a deadbeat?

[org.whodat]

If you default, and the government bails you out, are you still reported to the credit bureaus as a deadbeat?

A default and being behind on the mortgage is not the same thing. Never default, have an attorney write a deed to the lender first, and move out. That is payment in full in most cases.