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CBO: Health Bill Would Force Families to Buy Insurance Costing a Minimum of $12,000 Per Year
cns news ^ | 3/18/10 | Pete Winn, Senior Writer/Editor

Posted on 03/18/2010 6:55:37 PM PDT by Nachum

(CNSNews.com) – If Congress passes the Senate health-care plan, according to an analysis by the Congressional Budget Office, American families will be required by federal law to buy a federally approved health insurance plan that will cost a minimum of $12,000 per year--and, on average, will cost $15,000 per year -- whether their employer or the government helps them with the premium or not.

Beginning in 2014, the Senate plan would require all individuals to buy health insurance. Anyone who does not obtain insurance through an employer would be forced to buy it out of their own pocket. Families of four that make up to 400 percent of poverty level--currently $88,200 per year--would receive a subsidy from the government to help pay for their premiums. That subsidy would attenuate as their income increased and would disappear when their income reached the 400 percent of poverty level.

(Excerpt) Read more at cnsnews.com ...


TOPICS: Business/Economy; Government; News/Current Events
KEYWORDS: bill; cbo; deathpanels; families; fascistmedicine; health; obamacare; reparationmedicine; romneycare; socializedmedicine
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1 posted on 03/18/2010 6:55:37 PM PDT by Nachum
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To: Jet Jaguar; NorwegianViking; ExTexasRedhead; HollyB; FromLori; EricTheRed_VocalMinority; ...

The list, ping


2 posted on 03/18/2010 6:56:02 PM PDT by Nachum (The complete Obama list at www.nachumlist.com)
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To: Nachum

This is going to end badly.


3 posted on 03/18/2010 6:57:06 PM PDT by HiTech RedNeck (I am in America but not of America (per bible: am in the world but not of it))
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To: Nachum

Oh but we can’t do nothing we want to make it affordable and you get to keep everythng the same.

/s /s /s


4 posted on 03/18/2010 6:58:41 PM PDT by Williams (It's the policies, stupid)
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To: Nachum

I’m curious about how they expect these families who only make $1000 a month to pay $1000 a month in Goobermint extortion.


5 posted on 03/18/2010 6:58:43 PM PDT by Concho
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To: HiTech RedNeck

That is an understatement!!!


6 posted on 03/18/2010 6:58:49 PM PDT by Marty62 ( Marty62)
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To: Concho

They’ll take it all at tax time. And rather than the familiar refund, everyone will have a balance due.


7 posted on 03/18/2010 6:59:59 PM PDT by MrChips (MrChips)
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To: HiTech RedNeck
This is going to end badly.

You can say that again.

8 posted on 03/18/2010 7:00:33 PM PDT by rdl6989 (January 20, 2013- The end of an error.)
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To: Nachum

Where is RINO Romney
as the Dems push through ObamaCARE?

Answer: The RINO coward is hiding, sending out his saboteurs
against Gov. Palin and all conservative GOP stars again,
selling his ghostwritten book, and attacking the “tea party”.


“Cahill bashes (MA) state -- and national -- health care reform law
State Treasurer Timothy P. Cahill, an independent candidate for governor, today offered
a wide-ranging and scathing criticism of the state’s universal health care law, saying it is
bankrupting Massachusetts and will do the same nationally, if a similar plan is passed in
Congress.
"If President Obama and the Democrats repeat the mistake of the health insurance reform
here in Massachusetts on a national level, they will threaten to wipe out the American
economy within four years,” Cahill said in a press conference in his office.
Echoing criticism leveled by Congressional Republicans in recent weeks, Cahill said, “It
is time for the president, the Democratic leadership, to go back to the drawing board and
come up with a new plan that does not threaten to bankrupt this country.”


“In his defense, Romney admitted to Fox that about half of the real costs of “extending
coverage to the uninsured” (aka forcing young, healthy people to buy expensive
insurance they don’t need) is covered by federal tax dollars. In other words, as expensive
as it is, without federal subsidies it would cost even more.
So when there’s a federal Obamacare plan, who do we taxpayers turn to for our
subsidies? China? The United Nations? Mr. Spock and the United Federation of Planets?”



“Mr. Romney's subsidized coverage is meanwhile doing what entitlements do: crowding
out private insurers, compounding the cost explosion, walking the state toward rationing.
So long as the former governor clings to these central points of his health plan, he's on
the wrong side of free-market policy and public opinion.

This isn't going away for Mr. Romney either, which is why he'd do better by writing off
his own plan as a mistake that Democrats have made worse, and replacing it with a
proposal that deregulates and reforms the private market to lower insurance costs
(thereby achieving greater coverage).”


From CATO (the whole article is worthwhile): “Before RomneyCare was enacted, estimates of the number of uninsured in
Massachusetts ranged from 372,000 to 618,000. Under the new program, about 219,000
previously uninsured residents have signed up for insurance. Of these, 133,000 are
receiving subsidized coverage, proving once again that people are all too happy to accept
something “for free,” and let others pay the bill. That is in addition to 56,000 people who
have been signed up for Medicaid. The bigger the subsidy, the faster people are signing
up. Of the 133,000 people who have signed up for insurance since the plan was
implemented, slightly more than half have received totally free coverage.


“Health Care Speechwriter for Edwards, Obama & Clinton Now Without Health Insurance”
I'm a critic because what Washington is talking about doing
has made health insurance unaffordable in Massachusetts.



“Small businesses bridle at health insurance hikes (Romneycare strangles Mass. businesses)
some really bad news from Blue Cross-Blue Shield: His company’s health insurance rates are going up 47 percent in January.”


“ Rationing medicine has already begun
… government-
run health care has introduced rationing and waiting lists and cost the lives of the people under its provisions.”


“DEATH PANELS OPEN FOR BUSINESS IN MASSACHUSETTS”


“President Obama's newly confirmed regulatory czar defended the
possibility of removing organs from terminally ill patients without their permission.”


“You can’t reap these savings without limiting patients’ choices in some way," said Paul Levy, CEO of Beth Israel Deaconess.”


“State plan may place limits on patients’ hospital options( Mass. RomneyCare )”


"Romney Visits Nebraska, Talks Health Care [where he defends Romneycare] “


"Paying the Health Tax in Massachusetts [Romneycare]
Massachusetts requires every resident to have health insurance, and this
year, without informing us directly, the state had changed the rules in a way that made
our bare-bones policy no longer acceptable. Unless we ponied up for a pricier policy we
neither need nor want—or enrolled in a government-sponsored insurance plan—we
would have to pay $1,000 each year to the state.
How did we become outlaws? “


"National Health Preview - The Massachusetts debacle, coming soon to your neighborhood."
It was only a matter of time.
They're trying to manage the huge costs of the subsidized middle-class insurance program that is gradually swallowing the state budget.
The program provides low- or no-cost coverage to about 165,000 residents, or three-fifths of the newly insured, and is budgeted at $880 million for 2010, a 7.3% single-year increase that is likely to be optimistic.
The state's overall costs on health programs have increased by 42% (!) since 2006."


A Very Sick Health Plan; Bay State’s ‘Grand Experiment’ Fails [RomneyCare]
"Initiated on Mr. Romney’s gubernatorial watch in 2006, this “experiment” has fallen on hard times, and predictably so. “


Health care in Massachusetts: a warning for America [Romney brings Mass. to its knees]
The Bay State's mandatory insurance law is raising costs, limiting access, and lowering care.

Three years ago, Massachusetts adopted a plan requiring all residents to purchase health
insurance, with state subsidies for lower-income residents. But rather than creating a
utopia of high-quality affordable healthcare, the result has been the exact opposite –
skyrocketing costs, worsened access, and lower quality care."


"‘Severe’ doc shortage seen hiking wait time
“The shortage is getting more severe”"


“Health costs to rise again.( RomneyCare )
The state’s major health insurers plan to raise premiums by about 10 percent next year,
prompting many employers to reduce benefits and shift additional costs to workers.”


“Nation’s ill-advised to follow Mass. plan [Health plan a failure]
September 17, 2009 The canary is dead.
Massachusetts, the model for the ObamaCare universal insurance plan, is the canary in
the health care coal mine. Yesterday, its obit appeared on the front page of both The Wall
Street Journal and The Boston Globe-Democrat “


"Bay State Insurance Premiums Highest in Country - Boston Globe August 22, 2009
Massachusetts has the most expensive family health insurance premiums in the country,
according to a new analysis that highlights the state’s challenge in trying to rein in medical costs
40 percent higher than in 2003. Over the same period, premiums nationwide rose an average of 33 percent..."


"Massachusetts: the laboratory for ObamaCare“


"Massachusetts' Obama-like reforms increase health costs, wait times [RomneyCare]
Premiums are growing 21 to 46 percent faster than the national average"


"Mass. Pushes Rationing to Control Universal Healthcare Costs (RomneyCare)
A 10-member Massachusetts state healthcare advisory board unanimously recommended
that the state begin rationing healthcare to keep the state’s marquee universal health care program afloat financially.


"1,000 cancer patients 'refused treatment'"


"Massachusetts Universal Healthcare System Breaking Down Already
ERs in Massachusetts have not seen a downturn in visits. On the contrary, it seems that ER visits are actually on the upswing in the Bay State. In fact, in 2007 they were higher than the national average by 20 percent...”


"Hospital patients 'left in agony'"


"National Health Preview - The Massachusetts debacle, coming soon to your neighborhood.
In Massachusetts's latest crisis,
They're trying to manage the huge costs of the subsidized middle-class insurance program that is gradually swallowing the state budget.
The program provides low- or no-cost coverage to about 165,000 residents, or three-fifths of the newly insured, and is budgeted at $880 million for 2010, a 7.3% single-year increase that is likely to be optimistic.
The state's overall costs on health programs have increased by 42% (!) since 2006
Mr. Romney should have known better before signing on to this not-so-grand experiment, especially since the state's "free market" reforms that he boasts about have proven to be irrelevant when not fictional.
Only 21,000 people have used the "connector" that was supposed to link individuals to private insurers."


A Very Sick Health Plan; Bay State’s ‘Grand Experiment’ Fails [RomneyCare]
… fiscal troubles aplenty within Repubican Mitt Romney’s brainchild, Massachusetts’ “grand experiment” in “universal” health care."
"Initiated on Mr. Romney’s gubernatorial watch in 2006, this “experiment” has fallen on hard times, and predictably so.
Even though the Bay State commenced its program with a far smaller percentage of uninsured residents than exists nationwide,
“RomneyCare” is threatening to bankrupt the state.“


"Dem Congresswoman Admits Obama Health Care Plan Will Destroy Private Health Insurance Industry"

9 posted on 03/18/2010 7:01:17 PM PDT by Diogenesis ("Resistance to tyrants is obedience to God." --Thomas Jefferson)
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To: Nachum
Families of four that make up to 400 percent of poverty level--currently $88,200 per year--would receive a subsidy from the government to help pay for their premiums.

Really? If a family of four earns 88K a year and has a million bucks in liquid assets, are taxpayers going to subsidize their health insurance?

10 posted on 03/18/2010 7:02:41 PM PDT by freespirited (We're not the Party of No. We're the Party of HELL NO!!!)
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To: Nachum

There goes fun times with the family.


11 posted on 03/18/2010 7:02:55 PM PDT by yield 2 the right
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To: Nachum
Sieg heil!

All due respect to my German friends who Are Not responsible for this situation, or the implied one referenced, but who live on in its shadow.

America -- a great idea, didn't last.

12 posted on 03/18/2010 7:03:24 PM PDT by Clint Williams (America -- a great idea, didn't last.)
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To: Nachum

How the Hell can people buy health insurance if there aren’t any jobs?


13 posted on 03/18/2010 7:03:33 PM PDT by Extremely Extreme Extremist (Islam is incompatible with American traditions and values)
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To: rdl6989
I predict some lead poisoning.
14 posted on 03/18/2010 7:03:41 PM PDT by unkus
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To: Nachum
Or they just don't buy the insurance, pay the fine, buy the insurance when they get sick, and drop it when they're well. With no denial of pre-existing conditions, why not? That is assuming the insurance companies haven't folded by such time.

It's hard to believe the abject stupidity of these single-payer libs who hate this bill. With no insurance companies, we'll get an emergency single-payer system. Crises are golden moments for the evil.

15 posted on 03/18/2010 7:04:09 PM PDT by ElectronVolt
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To: Nachum

How come no one brings up what will happen to the economy when these people are paying for health insurance instead of homes,cars or tv’s etc.?


16 posted on 03/18/2010 7:04:18 PM PDT by willk
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To: HiTech RedNeck

For them or for us?


17 posted on 03/18/2010 7:04:32 PM PDT by diamond6 (Expose Planned Parenthood: http://www.youtube.com/watch?v=cYaTywSDmls)
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To: willk
The ne'er-do-wells don't want to become successful. They want you to be taken down to their level as payback.

They haven't thought that far ahead, willk.

18 posted on 03/18/2010 7:07:20 PM PDT by Bosco (Remember how you felt on September 11?)
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To: Nachum

This is the stupidest story yet.


19 posted on 03/18/2010 7:08:06 PM PDT by BallyBill (WARNING:Taking me serious could cause stress related illness.)
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To: Nachum
The last paragraph says it all:

Experts predict that more and more families will be forced off of employer insurance and have to buy their own coverage because employers will be faced with the choice of paying premiums of several thousands dollars per employee for group insurance or paying a fine of just $750 per employee for not providing coverage.

Bye, bye employer provided insurance plans and hello government can you please take my temp? Not just NO, but HELL NO, PLEASE DIE.

20 posted on 03/18/2010 7:11:08 PM PDT by LuvFreeRepublic (Support our military or leave. I will help you pack BO!)
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To: freespirited
Of course ~ investment income is different ~ and static liquid assets are also different.

The Constitution says the Congress can levy taxes on INCOME but not on property.

The point of this ruinous taxation and deprivation of right to forego insurance is to PREVENT any middle class person from rising economically to a point where he could challenge the hereditary wealthy classes of what they view as their "rightful place".

They teach you that when you find yourself on the way to a POW camp, this is the healthiest you'll be so ACT NOW TO ESCAPE.

Obviously it is time to ACT.

21 posted on 03/18/2010 7:13:19 PM PDT by muawiyah ("Git Out The Way")
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To: LuvFreeRepublic
It would turn into a never ending, disasterous, viscious circle.
22 posted on 03/18/2010 7:14:35 PM PDT by unkus
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To: Nachum
Okay. We are going to be forced to buy health insurance from companies who cannot refuse anyone for anything. There will be a new government bureaucracy to police this thing. There will be a plethora of new taxes to fill in the gaps in spending. We will have to pay for all of the side deals that were made to get this abomination passed. We will have to cover, what, 30 million more people who don't currently have coverage, and eventually 25 million more illegal aliens who will receive amnesty. We will have to pay five years of “health care” while we also have to pay for five years of health care. Maybe I am stupid (I always hold that out as a possibility), but how, exactly is all of this supposed to make health care more “affordable”?
23 posted on 03/18/2010 7:14:44 PM PDT by fhayek
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To: Concho
I’m curious about how they expect these families who only make $1000 a month to pay $1000 a month in Goobermint extortion.

Obviously they can't. It will force tens of millions of people to become, essentially, welfare recipients, and presumably, lifetime Democrat voters. This bill is only about political power. It has nothing to do with health care.

24 posted on 03/18/2010 7:15:07 PM PDT by denydenydeny ("I'm sure this goes against everything you've been taught, but right and wrong do exist"-Dr House)
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To: denydenydeny

The media is the fifth column they’ve done their work well. Pray


25 posted on 03/18/2010 7:17:43 PM PDT by ground_fog
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To: Nachum

26 posted on 03/18/2010 7:18:20 PM PDT by TornadoAlley3 (Obama is everything Oklahoma is not.)
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To: Nachum

In 4 years I’ll be on Social Security and will happily listen to the whining of the RATS who’ll be hounded by the IRS to get health care.


27 posted on 03/18/2010 7:18:29 PM PDT by Mike Darancette (Democrats, stuck on stupid.)
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To: denydenydeny

Let me see if I got this right...in a year or so, SOMEBODY is going to figure out a way to refuse to let the IRS take their money and force them to pay for health care.

So, do the US Marshall’s come to your house and arrest you? Will the US govt then file charges against a US citizen for not having INSURANCE???

What will the media reports look like for that? “Bob Smith, Arrested for No Insurance” Jailed at Ft Leavenworth?

Can this be any more absurd?


28 posted on 03/18/2010 7:19:31 PM PDT by GRRRRR (He'll NEVER be my President, FUBO!)
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To: diamond6; HiTech RedNeck

For them.


29 posted on 03/18/2010 7:20:12 PM PDT by DTogo (High time to bring back the Sons of Liberty !!)
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To: Nachum

One more benefit for dem victim groups - free health care. They’ll get it for free - while the rest of us will go to jail if we don’t but “health insurance”... doncha just love living under dem rule?


30 posted on 03/18/2010 7:22:08 PM PDT by GOPJ (http://hisz.rsoe.hu/alertmap/index2.php?area=dam&lang=eng)
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To: Mike Darancette
In 4 years I’ll be on Social Security and will happily listen to the whining of the RATS who’ll be hounded by the IRS to get health care.

Didn't I hear that they are taking some of the money out of Social Security to pay for this monstrosity?

31 posted on 03/18/2010 7:22:26 PM PDT by tapatio (In memory of my Dad 5-27-26 2-4-2010)
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To: Nachum

$12,000 a year means that either my husband or I will have to get another job in addition to my factory job and his farming.

We don’t have that kind of money floating around ... does anyone? Really?


32 posted on 03/18/2010 7:22:54 PM PDT by Cloverfarm (This too shall pass ...)
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To: Extremely Extreme Extremist
They can't, therefore they will be forced in the fed. program, which is medicaid. With a reported 40% of doctors quitting, there will be none to take medicaid. Not only that, but hubby works at a hospital, and nationwide the word has gone out to hospitals, either cut cost or close. His has already said they may have to close. More lost jobs, and less medical care. These people are all pure evil, they know exactly what they are causing and what they want the ultimate end to be.
33 posted on 03/18/2010 7:23:08 PM PDT by gidget7 ("When a man assumes a public trust, he should consider himself as public property." Thomas Jefferson)
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To: GRRRRR
We need to see if we can arrange tours of the local jails so we can pre choose our cells. Any idea how one can be the first one arrested under this law? I volunteer.
34 posted on 03/18/2010 7:23:21 PM PDT by Hillarys Gate Cult (The man who said "there's no such thing as a stupid question" has never talked to Helen Thomas.)
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To: Nachum

Nope. Hope they send me to Guantanamo.


35 posted on 03/18/2010 7:23:36 PM PDT by noblejones (Obama rules!)
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To: freespirited

Tell me how income of 88k translates to 1mil in liquid assets because that’s where iam and to me that is laughable. Btw I don’t support this. I pay for my own health insurance and find it disturbing what these commies are doing.


36 posted on 03/18/2010 7:23:46 PM PDT by Bruinator (God is Great.... Beer is good.... people are?)
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To: Nachum

There are people in my family from the “next” generation who are for this because “It’s better than nothing and the republicans never tried to do anything.” Or they say “Let’s wait and see how it works out.” I’m tempted to pray that this thing passes so they’ll live in poverty and their kids will drink powdered milk and eat powered eggs. I’ll be dead before it gets too bad.


37 posted on 03/18/2010 7:24:34 PM PDT by Terry Mross (I shed tears for my country.)
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To: GRRRRR
What will the media reports look like for that? “Bob Smith, Arrested for No Insurance” Jailed at Ft Leavenworth?

If so, I'll be one of them.

38 posted on 03/18/2010 7:27:09 PM PDT by denydenydeny ("I'm sure this goes against everything you've been taught, but right and wrong do exist"-Dr House)
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To: GRRRRR

I really think the whole purpose of this is to destroy this nation. There can be no other reason. I have a cousin who supports O but hates this bill. Even he can’t explain why they want it to pass so bad.

But you just pointed out that there’s no way this is going to work. It can’t be enforced. People will die of common colds due to lack of health care. Even if they have insurance there will be no providers.


39 posted on 03/18/2010 7:27:33 PM PDT by Terry Mross (I shed tears for my country.)
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To: Terry Mross

Yeah...there are a lot of ignoramuses out there...especially among the younger generation....


40 posted on 03/18/2010 7:28:02 PM PDT by goodnesswins (Tagline, oh, tagline, whereart thou tagline....)
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To: Mike Darancette

In 4 years I’ll be on Social Security and will happily listen to the whining of the RATS who’ll be hounded by the IRS to get health care.
- - - - - -
Don’t worry. They will attack the Medicare insolvency next by doing away with it and putting everyone under the same system. Of course the retired will get a retirement subsidy, enough so that combined with your social security you will be able to pay for your health care.

Obama is saying that people are going bankrupt because of healthcare insurance. NOT! Some are going bankrupt because of a medical catastrophe, but now paying $1000 a month for insurance will cause most of us to go bankrupt. That will cause a major loss of freedom in this house.


41 posted on 03/18/2010 7:29:12 PM PDT by excopconservative
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To: Concho

Socialists have an answer for you.

You’ll be shot.

Fewer people receiving health care.


42 posted on 03/18/2010 7:29:34 PM PDT by lurk
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To: MrChips

There is going to come a point when enough is enough and the bullet box is going to overtake the ballot box.


43 posted on 03/18/2010 7:30:23 PM PDT by Concho
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To: fhayek
If they can pull off this Unconstitutional Nightmare, they can pull off anything.

The irony is most people don't have a clue what's going on. I talked to three people at work today who were surprised at what I told them about this.

People will only wake up when the “benefits” of this Legislation personally affect them.

By then it will be too late.

44 posted on 03/18/2010 7:32:18 PM PDT by Kickass Conservative (Obamunism, the fatal cure for Bush Derangement Syndrome.)
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To: Cloverfarm

No, we don’t! Nor do multi-millions of other Americans. We’ve already had so many increases in taxes fees and prices, and decreases in income, we have had to cut to bare bones. NO ONE can afford this crap. Not to mention anyone who works in the medical field must fear for their jobs. Doctors will be quitting, hospitals have been told to cut costs or close. That domino will fall if this thing passes. It is pure evil.


45 posted on 03/18/2010 7:33:28 PM PDT by gidget7 ("When a man assumes a public trust, he should consider himself as public property." Thomas Jefferson)
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To: Nachum
This really sucks. My wife retired before I did and has a better insurance plan and it was much cheaper than one I could get. So, we took it.

Now, this crap comes along and will put us so far in the hole, I will have to go back to work to make the CBO's estimated annual premiums.

Meanwhile our community has a seasonal unemployment rate of 23% mostly migrant hispanics and guess what? They will get theirs for free.

I called my congressman Raul Grijalva and he is still laughing at me for thinking this is wrong.

46 posted on 03/18/2010 7:33:43 PM PDT by pfflier
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To: Mike Darancette

Yes, there is that revenge. BUT if you collect SS, you have to use medicare as your primary medical insurance, whether or not you have medical insurance as part of your retirement package. Which means, you cannot go to a doctor who does not take medicare. It will effect all of us, not just the rats.


47 posted on 03/18/2010 7:35:56 PM PDT by gidget7 ("When a man assumes a public trust, he should consider himself as public property." Thomas Jefferson)
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To: Nachum; All
I have a few Air Force retirees asking me if I know how Tricare for Life will be affected. I know I have read some stuff here on FR. If anyone has that info handy, I would appreciate receiving it. Calling it a night, but I will search FR tomorrow. Thanks all.

I WANT MY COUNTRY BACK!

48 posted on 03/18/2010 7:36:49 PM PDT by LuvFreeRepublic (Support our military or leave. I will help you pack BO!)
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To: Concho

If you make a 1,000.00 - $12K a year than the premiums will be paid for by anyone who makes over 88K a year or over 400% of the poverty line so it depends on where you live I guess.


49 posted on 03/18/2010 7:37:50 PM PDT by funfan
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To: Cloverfarm
"$12,000 a year means that either my husband or I will have to get another job in addition to my factory job and his farming."

Most people will need to get second jobs to come up with the $12000. And there will not be enough jobs to meet that demand. So the IRS will put liens on our property. They may be nice enough to let us continue living in our homes but once we die those homes and businesses will become property of the Federal government.

Game, Set, and Match. Socialists win and Americans lose - everything!

50 posted on 03/18/2010 7:39:46 PM PDT by Upstate NY Guy (Gen 15:16 The iniquity of the Amorite is not yet complete.)
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