Course maybe it depends on the state. In Pennsylvania I was under the assumption that medicaid only went to help costs if one was in a nursing home. It couldn't go to assisted living facilities either.
I am not totally sure which gov’t program actually pays a family member to care for elderly or disabled
but yes even in Penn you can get paid to care for a family member.
It is only about $ 10.00 a hour.
Medicare and Medicaid are public third-party payors. Medicaid will kick in once all your savings and money is just about gone (literally), a bad case scenario when a couple has investments, savings, property and one needs long term care while the other is still able to live in the family home. Some states will pay a small amount to caregivers but not all. Mostly it will cover some in-home care which doesn’t amount to much (an hour or so a day) if the person needs 24/7 care.
One of the problems when you’re 99 is that your kids are probably in their late 70s and may be unable to care for a parent themselves. Shoot, they may be in a nursing home. Or maybe there never were any children.