There is a simple answer here...which I think states ought to start considering...bonded requirements for raids. You as the chief of police want to raid someone’s private home with SWAT guys? Before you even come to the Judge for paperwork....you produce a stamped bond document. You post $5 million in a bond for a situation if you screw up. I’m guessing the city council will began to look at these expenditures and costs....and start to limit your authority after a while to conduct private raids. This is the only way that we will eventually stop all this SWAT business.
So where do we start? The bonding idea is a very good one - but will be resisted violently by the powers that be. If there is any actionable idea brought up on this forum, this is it. I will put my money where my mouth is and put $10,000 toward a PAC or other organization to start this effort in a state that this can be achieved. No kidding. No Internet blather. Real action.