+1
People are not thinking it through to its logical conclusion. Which is, if their state doesn’t setup an exchange, the federal govt will and lock the state out of any influence of health insurance. Consider this scenario:
My employer drops medical coverage, pays the employee fine, and tells us to purchase our insurance from a govt exchange (they’ve already said this is a possibility in 2014; my guess it has been decided and they are just getting us mentally prepared for what’s coming). If my state doesn’t create an exchange, here are my options:
1) Buy coverage from the federal exchange. Cost? About what I’m paying out of my paycheck now. Let’s increase it some and say $5,000 a year.
2) Purchase an individual family policy from an insurance company in my state. Cost? In the ballpark of $20,000 a year.
3) Don’t have any health insurance.
$5,000 vs $20,000 vs no-insurance
I’m not going to let my family go without health insurance-period. And, I can’t afford $15,000 a year to make a political point. I’m boxed in and left with one (and only one choice): buy insurance from the federal pool for $5,000 a year.
The law says you can’t be forced to participate in a federal exchange, but there isn’t any law to prohibit it.
What the law does do is box you in. It leaves individuals with no realistic choice, other than purchasing insurance from a govt pool.
Passive resistance through inaction to let the AHCA wither on the vine and die. How about the House not put one single penny in the annual budget to support anything to do with the AHCA?
If they don’t do this all the saber-rattling to repeal Obamacare was nothing more than a political show.
Put your spine where your mouth is and kill it softly through passive resistance.
I have a US fed health care policy. Over three years....I’ve paid almost $12k into the policy for me/family. The gov’t matched up almost $20k. So there’s $42k over a three-year period put into the insurance fund.
The thing about this that I find fascinating....is that I’ve been to the doctor on three occasions, and likely used $2,400 total ($1500 was for a hearing aid). I suspect we’d all be better off just putting our money into some money-market account for health expenses and just avoid insurance in general.