Actually, there’s no logical reason for the gov’t web site to exist...other than gathering your personal information. They could have save the half-billion, and 100,000 man-hours...simply by saying all policies for healthcare have to be A-B-C. Your health insurance must meet that minimum...after that, it doesn’t matter.
It would have been simple and kept the government out of the middle of this mess.
If you wrote down the top ten screw-ups of this whole episode....this makes the top ten....along with the open security hole where personal data at the stupid site is possibly siphoned off to Taiwan or Bulgaria.
The half billion and 100,000 man hours are only the tip of the iceberg...