Posted on 11/25/2013 7:38:30 AM PST by yetidog
Why can't private plans continue to be offered even if they don't meet Obamacare coverage requirements?
I thought insurance products were subject to state regulation. Why can't a state (or all states for that matter) continue to approve the marketing of lower cost private plans that do not require pre-exisiting condtion inclusions, 26 year old coverage etc.
Is it a federal regulation of interestate commerce thing or what?
Why are the 95% (insured) being punished for the sake of the 5% (uninsured)?
Power, greed and wealth redistribution.
Period.
At the risk of responding to a troll, I’ll keep this simple: Once the fed has control of your health care, they can do anything else they want with/to you.
Each state has insurance regulators that must approve plans. The ‘old plans’ no longer meet current requirements, regardless of what the feds say........
I inquired about this at Prime Time Ins. here in OH.
My mother who retired from Whirlpool (age 90) was told that her plan would be cancelled and I don’t have any success going to ‘Extend Health’. It’s the nimber for the BS “Obamacare” plan.
When I called Prime Time, they said she could enroll with them but she would not receive the subsidy she’s entitled to, with no return at all of the money she paid into the system all those years. The entire expense would be our own and she is paying TWICE at that point.
It’s basically institutionalized theft. PERIOD
This is a great question
and before 0dumbo back tracked insurers could not sell policies that did not meet 0dumbo’s standards. That language is in the obamacare law . While states do control many aspects of insurance offered in each state obamacare trumped the states
Now with that POS 0dumbo saying insurance companies can let consumers keep their old policies the problems are that the insurance companies scrapped the old policies, why would they keep them? and can’t just go back and easily recreate them. There is the time and expense involved . So even if insurance companies would do it and are willing to do it the old policy premiums would have to be raised to pay for the expense of recreating them AND letting each insurer know AND signing them back up
PLUS of course each state insurance commission has to ok any changes and many states have said they will not allow old policies to be brought back
That vile scum 0dumbo knew all this and now he can just blame the evil insurance companies.
Simple answer. You can’t achieve a single payer system with private insurance plans.
I guess you could still buy a private plan, but you’d still be subject to the penalty/tax if it didn’t meet Ocare standards.
“I guess you could still buy a private plan, but you’d still be subject to the penalty/tax if it didn’t meet Ocare standards.”
This is my understanding and intent. I won’t go anywhere near O-care, especially with the security concerns.
You answered it in your question. They don’t meet Obamacare coverage requirements and SCOTUS approved the ACA. States could implement their own rules if they wanted to but unfortunately I have yet to see a state that would outright refuse to implement Obamacare or refuse to setup both the Federal exchanges and their own state exchanges.
Because those being punished are exactly the people that Obama et al WANT to punish.
There’s no reason to go through the site if you don’t expect a subsidy,
and the way things are structure, if you’re on FR, you’re not getting a subsidy.
They have the demographic questions set up to, by proxy, determine who’s a gov’t supporter and who isn’t.
When the employer mandate kicks in, I’ll bet retirees getting company medical benefits will be the first to lose coverage. Low hanging fruit.
Whenever the government requires that you have a thing, it includes minimum standards. And that last part is what nobody thought about regarding Zerocare.
Here is the thing. If there were no minimum standards, some company could offer $100,000 deductible health insurance plans for $30 a month and the person would meet the mandate requirments.
The government intrusion takes on many facets, but the one that is most annoying to me is that they even tell us what kind of insurance we have to have before they’ll get off our backs. It means my wife and I would have to get maturnity insurance even though we’re both incapable of producing children.
And in the standars is the lions share of the Fascist qualities of Zerocare.
No risk as I am not a troll, rather someone with an honest informed question that intends to (implicitly) suggest that one or more states break away and permit the marketing of low cost private plans access their state lines as not ony a demonstration project but as a direct refutation of Obamacare and all that it demands as an intrusion into both personal freedoms and states rights. Texas and Oklahoma, where are you? Let’s see how such a challenge would play out in court, particularly the court of public opinion given the seething rage against Obamacare at present.
If a person has a net worth of say, 10 million, they migt be in the market for a 100 K deducible policy. What is wrong with that?
Obama has dictated what his subjects may do, and what they may not do. Once The One said, “so let it be written, so let it be done”, we no longer had a choice on whether to purchase what we want, only whether to obey or pay the fine.
If a person has a net worth of say, 10 million, they migt be in the market for a 100 K deducible policy. What is wrong with that?
I actually knew a guy in his 70’s, about 20 years ago, that was well off and had a $10,000 deductible policy. That was a huge deductible.
Well, one day he hurt his elbow playing tennis and went to a specialist to get it taken care of. The receptionist said they needed a referral from his MD. He said the paradigm of a guy coming in to pay for their service out of his own pocket (as he would for a front end alignment) was so foreign to her that it took a significant amount of time to convince her that he did not need a referral, but wanted to hire her doctor to perform a service.
In that is part of our problem regarding health care INSURANCE in this country. Insurance, by design, is only supposed to cover catastrophic events. It’s why I have not had dental insurance for quite some time, unless my employer was paying for it. And that last few words touches on the core of our problem today. Your health insurance and your employer should have no relationship whatsoever.
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