like hoosiermama said pls look into a billing course you can take at home then work from home... prayers upI was a successful career counselor for many years. Where do you live and what kind of jobs do you wish to apply to?
Had a friend in a similar situation She got trained to do medical billing. Works at home on her own schedule. You might look into it or another stay at home computer job.
God bless you patriciamary.
The only thing I can think of that may help make ends meet (I would do this if I did not have a career or the time to train) is to run a small in-home daycare. People (at least in Canada) are always looking for good homes and honest people to leave their kids with while they’re working.
I realize it may not be ideal, but if you keep it under a certain number of children (so that the government doesn’t bother you), you can make a bit of money....usually cash. At least that’s how it is up here - hope it’s helpful, even if just temporary. Best wishes to you all.
Prayers up for you and your husband. <3
You ask ... “Is there a career that pays fairly & does not require long term training.”
You and everyone else would like to know that one ...
You say your husband has been self employed. Is his business still viable? If so, can you run it or perhaps sell it if it has any value?
401ks and IRAs are protected in bankruptcies.
The primary residence is also usually protected.
Find a good attorney pronto because that is where you are heading and you need to protect yourself and family.
Good luck.
About 6 years back this happened to a relative of mine who was in his mid 80s. He was lucky to have just got a reverse mortgage months before the stroke (and the housing crash) and he and his wife ran through the entire amount in a year after the stroke.
To take another one now would cost more in closing costs than the loan would provide itself, due to insurance costs.
He is married too and its never good news now. Every day is “How do I pay this bill?”
No credit anymore naturally.
Every career pays fairly, given the free market.
You get out of it what you put into it.
That's as "fairly" as it gets.
Sorry to hear your problems.
Even as self employed, your husband must have been paying into Social Security and at the very least he should be able to get disability from SS, which is not much, but should help.
Also — I noticed you said you want to do something in healthcare — do search the want ads — there are jobs such as medical billing, and so on, where if you have or willing to acquire some basic computer skills you can do OK and in some places they are willing to train you. Also this maybe something you can even do from home at least some of it.
Good luck.
I wish you the best.
1. If healthcare is out of the question, or not in the question (you should be paying attention to Obamacare goings on / medicaid / medicare etc.) be your own boss.
2. One option is to choose something where you can take time out each day to speak directly to your prospects - to say “I am so and so, this is the service I provide, this is my situation...”
3. Make a point to sell that service to everyone around you, every one you know. Maybe it’s lawn-mowing. Maybe it’s windows. You have not offered much detail. But what I am outlining is a “fast, emergency” way to get money coming in.
4. A lot depends on where you live, but it sounds to me as if you may need assistance from family, church, synagogue, government, etc. This is a miserable time for misled, increasingly statist, left-wing limousine liberal America.
5. Remember you have few “freedoms” left now, but be grateful you have the freedom to suffer and learn more, ever more, about the plight of the under-privileged inner city heroes, their ancestry, their feelings, the glory and beauty of their staunch transgenerational illiteracy, criminality, and poverty, without which you might not have been given so many unfair advantages. Remember, in your sorrow, your profound debt to them: sometimes just counting our blessings puts a smile on our face, and that, in turn, will help you work harder for America, and of course, for those less fortunate than yourself, and then, maybe also, for you.
One child started in the insurance business and has done well, the agency trained her, another got trucking and heavy equipment licenses and is doing well. Office work is good. You might want to make sure you look as great as possible on interviews, younger than your years, great hair, great nails etc.
Start applying in the classified. Get some experience interviewing and seeing what is out there. Catholic hospitals tend to hire a broader framework of people.
Prayers up for guidance.
A lot of call centers have work at home opportunities and can pay well. I guess it depends on what skills you have already. I know of a company here that pays decently for their employees and offers some telecommuting jobs in the call center. If you factor in transportation costs and time, sometimes telecommuting careers are great.
I wish you the best of luck.
13 year ago my spouse crashed and burned into alcohol and Freepers were a ton of help, offering jobs, advice and prayer. it was a help and I think I still have that thread copied off onto my hard drive.
At 47 with four young children at home I had to go to work full time and homeschooled the children mornings. It was a 12 year long experience. I am beginning to recover from that level of responsibility and now am no longer in anxious screech mode. I will keep you in my prayers.
A unpleasant job with bad hours is nurses aid, It pays pretty good for the minor training required and has the added benefit of learning how to be a caregiver.
This is a job immigrants take here because many Americans wont do it.
Obviously nursing is much better.
Not advice, but rather how I see the lay of the land.
Just like responding to trauma .... Stop the bleeding, stabilize, therapy, recovery.
Start a home childcare business for immediate results. Your husband should be on SSDI and Medicare — that is if you’ve done your taxes right. Start with State Disability, it’s near automatic for 1 year in most states and can carry you over until SSDI kicks in .... just remember to cancel SDI when and if SSDI kicks in. You probably qualify for SSI or Supplemental Income, as well as EBT. You may also qualify as a caregiver and there might be some government program for that.
Use those social and entitlement programs and don’t feel bad about it. I rather my tax dollars go to people who need it instead of things like Egyptian or Palestinian foreign aid.
Churches are great, but generally only good for short term support — though contacts in the church may be able to get you a stabilizing job.
like hoosiermama said pls look into a billing course you can take at home then work from home... prayers up