That is true. However, it is also likely that those high income people have plans from work that qualify. You’re then left with small businesses and other self-employeds.
I think the real SHTF stuff is coming next year (which they will delay until after 2016) are the enormous taxes that are coming to businesses that supply plans the government considers “Cadillac” and they will be heavily taxed. Expect to see plans devolve down to Obamacare levels with unneeded things like abortions and BC pills, or expect the employee contribution skyrocket. Either way, it ain’t gonna be purty.
The Cadillac provision doesn’t go into effect until 2018. Up until ACA went into effect, the trend was for larger companies to self insure. These guys are all pondering whether to stay self insured or ditch the plans altogether...