I doubt that it will have a large effect on cost. The payout will be fairly small and the insurance companies are ready for it.
The are not burning down high rise office buildings, just mom and pop stores.
The are not burning down high rise office buildings, just mom and pop stores.
TANSTAAFL. Somebody is going to pay for it, and for some of them, and for some of these "mom and pop" stores, it will be the straw that broke the camel's back.