[A CA Guy]

My wife's aunt and uncle had to stop insuring themselves because of the extreme high costs and are only insuring their children.
It is known that probably less people are covered than before Obamacare because of the high cost knocking much of the middle class out of the market. It is unaffordable.

[randita]

Interesting. I think if it were me I’d do it the opposite way - insure the adults and not the children. How could you provide the basic necessities to your children if you get sick and have to be out of work and possibly go bankrupt to treat yourself? Most of the medical problems kids encounter are not life threatening and very costly to treat (broken bones, e.g.)

Tough call.