“The instructor doesn’t know (w)here to start...”
At last ! The real Truth about yourself.
The instructor is faking it. He really doesn’t know how, or what to teach. Does the word bankrupt mean anything to you? I guess not...
Ta Ta sonny boy!
You may want to contact FR Admin, as a person who wants to make you look very foolish... and “just not quite there” has obviously hijacked your name and password.
I’m sure you are much more rational than these posts would indicate, so you might want to change your password.
Good luck.