Posted on 03/06/2017 5:27:19 PM PST by Helicondelta
The House Republican Obamacare replacement package is finally out, and the two main health care committees — Ways and Means, and Energy and Commerce — are scheduled to start working on the bills on Wednesday.
Here's your speed read on what's in them:
Out:
- All Obamacare taxes
- All Obamacare subsidies, including its premium tax credit
- Individual, employer mandate penalties
- "Cadillac tax" (until 2025)
- No longer will limit the tax break for employer-sponsored health coverage
- No payments to insurers for cost-sharing reductions
- Selling insurance across state lines (can't be done in the "reconciliation" bill)
- Medical malpractice reform (can't be done in the "reconciliation" bill)
In:
- Pre-existing condition coverage
- Continuous coverage — 30 percent penalty if people don't keep themselves insured
- Special fund to help states set up "high-risk" pools, fix their insurance markets, or help low-income patients
- Enrollment in expanded Medicaid will be frozen
- Current enrollees can stay until 2020, and keep getting extra federal funds, until they leave the program on their own
- Medicaid will change to "per capita caps" (funding limits for each person) in fiscal year 2020
- A new, refundable tax credit will be available in 2020 to help people buy health insurance
- Covers five age groups — starts at $2,000 for people in their 20s, increases to $4,000 for people in their 60s
- It's not means tested, but phased out for upper-income people (starting at $75,000 for individuals, $150,000 for families)
- Insurers can charge older customers five times as much as young adults
(Excerpt) Read more at zerohedge.com ...
Common cap..no more than x times over youth rate
Why? Half the states in the country have already enacted medical malpractice tort reform and there is no evidence it has reduced health care insurance premiums. Selling across state lines only makes a difference if the insurance company wants to sell it to you.
What’s up with the “continued coverage” mandate? 30% penalty?
Everyone is FORCED onto Medicare 65 but then your supplemental insurance could be astronomical!!!! If RYAN gets his way Medicare will be cut and your supplemental WILL be responsible for more of the costs!!!
Not true. If you do not keep continued coverage there would be a “30% penalty”.
The U.S. Supreme Court issued a landmark ruling years ago that prohibits Federal regulation of the insurance industry. The court ruled that an insurance policy is a CONTRACT, not a product or service that would make the Interstate Commerce Clause applicable. Therefore it is governed under state contract law.
So you dont opt out and then join when suddenly diagnosed with cancer..if you do..you pay more. They have to have something like this
Ryan does NOT have the votes for this PILE OF CRAP!!! Freedom Caucus, and MANY other conservative members WILL NOT VOTE YES on this bill!!! LYIN RYANS bill is DOA!!!!
New healthcare
Plus, it "preserves vital patient protections" of the ACA, "allowing dependents to continue staying on their parents’ plan until they are 26."
That's why you need a repeal.
Yeah, “individual mandate out”, and individual mandate right back in w/30% penalty! Only pols can write this kind of hokum! Shame on Congress, just repeal it all already! Hopefully Mr. Trump threatens veto until they fix this mess.
The GOP has lied again to America.
They are scum.
That's great and I get it. but how about you up the number and get rid of the EITC because that Beeotch has outlived it's usefulness and is one of if not the main source of the IRS's problems.
No mention of....
* Universal deductibility, aka I get the same tax free status my employer gets if I do not have a small business.
* No mention of HSA's or it as a primary platform
* and not one word of DIRECT PRIMARY CARE and how you could pay for it TAX FREE as in Dr Price's HR2300 Bill and that can save up to 60% which would be ideal for these new "credits"
Without the HSA/Direct Primary Care, it is a bleeping deal breaker.
My guess is Trumpka/that Chamber of Commerce dude who's name escapes me drove them out.
“Insurers can charge older customers five times as much as young adults”
I believe that’s a feature of Obamacare that they are keeping.
Healthy young adults will either pay little or stay out. Many only buy health insurance when they get sick. Unintended consequence of the preexisting condition clause.
OK RummyChick so if you need insurance and have NOT purchased it you are able to purchase it at a cost of 30% more than the normal premium??? So if someone finds out they have cancer they can purchase insurance for only 30% more than what you would have paid!!! I CAN’T purchase car insurance AFTER an accident??? This just SEEMS REALLY STUPID!!!
You are wrong. You pay no Penalty for being uninsured. You pay the penalty for going uninsured, Then trying to buy in OK nice you need it. Like buying car insurance to cover the accident not you just had.
Because they cant deny pre-existing conditions they have to have some protection. My beef with it is that they havent Included short term insurance in the past...which is insurance but you have to renew it every six months..etc
That is the only Insurance I can get besides obamacare because of sleep apnea
It’s Obamacare lite
You need to repeal it because...
* The whole 18 to 26 thing is a cost shift and is costing large employers a bleeping fortune and they wouldn't say a world about it under BHO to get his ire up.
* It was destruction of contract law, students could buy catastrophic group coverage through their college for a pittance.
* With a desire to funnel everyone into the Gold, Silver, Bronze platforms, they had to eliminate all types of competing policy offerings by making them illegal.
It is time for that 18 to 26 thing to go....
Note, their is NO MENTION OF GETTING RID OF STUDENT LOANS PAYING FOR OBAMACARE, AND GETTING FEDZILLA OUT OF OWNING THE STUDENT LOAN BUSINESS, OF WHICH OBAMACARE DID A 100% TAKEOVER!!!
Disclaimer: Opinions posted on Free Republic are those of the individual posters and do not necessarily represent the opinion of Free Republic or its management. All materials posted herein are protected by copyright law and the exemption for fair use of copyrighted works.