I'll take a tax break anytime it's offered but this ain't going to do the job. Joe and me six-pack don't know squat about what influences the market and we don't have 5 years in which to study it indepth to garner that understanding. We are merely working stiffs who contribute to our 401-k's via payroll deductions every week.
It doesn't matter which fund we contribute to because they are all tanking, some less than others but nonetheless, all tanking.
Every damn night we watch the news and they have some damn wallstreet "expert" explaining to us idiots why we are losing our retirement funds. Every night it is a different "expert" with a different opinion and tomorrow night it will be the same. Who knows,tomorrow night's so-called expert will blame it on the Lions's loss today.
For all I know it might just be a conspiracy by the big wallstreet brokerages to deliberately destroy the economy of 2.5 years ago just to get the democraps back in office.
I don't have a clue as to what is going on and from what I have been watching on TV, nobody else does either..........