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Home Inspections And Mold
Nov.25,2002 | davidtalker

Posted on 11/25/2002 8:31:34 PM PST by davidtalker

Pardon me for asking a personal question. However, freepers are a wealth of information and I need some of that expertise.

We have reached an agreement with a buyer for our home. Closing is Dec. 15th. We have one major hurdle. The buyer's inspection. We have had a water claim within the last three years. Here in Texas, that is a major concern due to this mold hysteria. We have no evidence of mold. Period. Everything has been fixed and nothing seems to be a problem. If there is mold it would be in the wood beams above a drywall ceiling. The inspectors would have to tear up the ceiling to expose any mold. Do they do such a thing?

The house is insurable. Our carrier would not write the policy because the water claim was less than three years ago. However, the buyers carrier seems willing. As a matter of fact, they were more concerned with our cedar shake roof than they were any mold hassles. They have seen the report. All of that seems to be overcome. However, I am losing sleep over the pending inspection.

This is a beautiful home. It was built by one of the most respected builders in North Texas. The house is selling for nearly $400,000. So you can understand we are talking about a well built structure. The buyers are getting an incredible bargain. The house should sell for $450,000. We are just anxious because we are relocating.

.

What can we expect from this inspection? For those of you who are Texans what are your thoughts and experiences. This is a HUGE problem here and is making home sales difficult at best. Water damage is very common. Any thoughts are most appreciated.


TOPICS: Your Opinion/Questions
KEYWORDS: homeinspections
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1 posted on 11/25/2002 8:31:34 PM PST by davidtalker
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To: davidtalker
Another question for knowledgable Freepers... is this infestation? If not, what is infestation and what do you do about it?
2 posted on 11/25/2002 8:37:31 PM PST by brat
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To: davidtalker
Is the problem between floors (upstairs/downstairs), or in the attic space ?
3 posted on 11/25/2002 8:40:27 PM PST by Dallas
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To: brat
There are different kinds of infestations. (termite, flea/tick, mother-in-law, etc)
4 posted on 11/25/2002 8:43:25 PM PST by Dallas
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To: davidtalker
Mold is everywhere. Leave a piece of bread out for a few days and see what happens. It's only when some place is continually in a wet,or steamy situation that mold starts growing. There are hundreds of different molds and only one of them is deadly. I would not think an attic would be condusive for mold growth due to the heat that builds up in attics.
5 posted on 11/25/2002 8:44:58 PM PST by timestax
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To: timestax
Sometimes cellulose insulation will hold moisture whereas fiberglass usually doesn't.
6 posted on 11/25/2002 8:49:24 PM PST by Dallas
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To: davidtalker
You have freepmail...
7 posted on 11/25/2002 8:49:57 PM PST by Ramius
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To: davidtalker
Send your question to Ronald Johnston at [johnston9@pdq.net]. He is in Houston and has much experience with this issue - insurance claims and mold in Texas.

Include your posted description. He will tell you straight out if he can be of assistance - or direct you to other resources. Good luck, I have the same concern in Plano if we sell.

8 posted on 11/25/2002 8:50:54 PM PST by RAY
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To: davidtalker
My husband is in insurance...mold has been a problem in some parts of Texas, but you are in North Texas where it is fairly dry. I wouldn't worry about it. Usually mold starts inbetween the walls, not in the attic. When you buy your new home, look for an insurance company who will write the "B" form. That is the one that still gives you broad form coverage.

Get that sucker inspected and the sell completed!! Good luck.

9 posted on 11/25/2002 8:54:04 PM PST by native texan
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To: davidtalker
Most of the mold problems that occur are around leaking windows and doors and basement walls. During a normal inspection the inspector takes a look at the home for structural, electrical, mechanical and problems visible to the naked eye. Roofs are also a big hazard.

Take a look at your furnace and air conditioner. Make sure both are cleaned before the inspection with new a filter for the furnace and a good washing of the condenser coil outside.

If you know anything about how a water heater works, open up the bottom panel that is covered by a piece of sheet metal and turn the gas off with the pilot knob or if your lucky enough you will have a shut off valve located on the gas line entering it. Wait until it is cool enough to work on. Inside, if it hasn't been cleaned lately, you will see what is called scaling. Scaling is when the flame burns little pieces of metal off of the bottom of the water heater tank and this usually collects on a little plate in the center of it. Take a shop vac and clean out all of the scaling and make sure it is clean. Re-light pilot light and replace sheet metal cover.

Another thing the inspectors like to look at is venting of gas appliances like your water heater and furnace (Unless you have a heat pump**** Most likely you do if you live in Texas) If your water heater is electric then disregard the above paragraph if not you want to make sure your venting is vented upward at least a quarter inch per foot as well as your venting for the furnace.

If they want to tear appart any ceilings to look for mold make them do it on a contingency that they will pay for any repair and painting that needs to be done before they start.

Good luck!

10 posted on 11/25/2002 8:56:03 PM PST by Sawdring
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To: Dallas
(termite, flea/tick, mother-in-law, etc)

LOL We had a termite done when we bought the house, but the owners wouldn't allow an "infestation" inspection. So it can't be termites, we have no fleas and ticks in Vegas, my Motherinlaw is dead. What else could it be? I can't imagine mold affecting us in this climate! :0)

11 posted on 11/25/2002 8:58:35 PM PST by brat
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To: davidtalker
I miss the old KLIF...what ever happened to Kevin McCarthy?
Is he OK?
12 posted on 11/25/2002 8:59:30 PM PST by Tex-Con-Man
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To: davidtalker
Personally, I think this mold thing is one of those overblown scares that comes around every couple of years. Y'all remember Alar? Nuclear winter? Asbestos? Saccharine? Nitrates in bacon?

I know this is absolutely no help today, but ten years down the road, nobody will even think about this and we will have another fear-du-jour to worry about.

Good luck with the sale.

13 posted on 11/25/2002 8:59:59 PM PST by SWake
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To: davidtalker
This is the latest scheme to reduce every citizen to the lowest denominator. It is in full force in Calif. I have no experience in dealing in a sellers position. We have to run a Dehumidifier in a north facing bedroom to combat mildew (a form of mold)
14 posted on 11/25/2002 9:01:04 PM PST by tubebender
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To: native texan
We live in San Antonio and I think one of the best investments we've made lately is a dehumidifier. After the last big floods in the early part of this year, we bought one and it has been great! We didn't have any water in the house but after all that rain everything felt damp, even with the ac running most of the time. The first 24 hours we had the dehunidifier running, it pulled a gallon of water out of the air. It also helps my breathing.
15 posted on 11/25/2002 9:04:17 PM PST by SwatTeam
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To: davidtalker
Here in Texas, that is a major concern due to this mold hysteria. We have no evidence of mold. Period.

The situation is similar in CA. In both states, the infestation isn't mold, it's lawyers. They've scared people to death with the "Toxic Mold" fear. There isn't such a thing.

16 posted on 11/25/2002 9:05:10 PM PST by elbucko
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To: davidtalker
The inspectors would have to tear up the ceiling to expose any mold.

Don't know about Texas but we've sold three homes in the last decade. Never saw an inspector do anything like that.

Our last house had some evidence of water damage in the basement about 3 years prior to selling (discovered the problem after finding our Christmas ornaments covered in mold). We had fixed the problem, had no evidence of further damage, disclosed all this to the buyer and everything went fine.

What amazes me, most buyers are more concerned about cosmetic problems that they are structural.

17 posted on 11/25/2002 9:07:24 PM PST by lizma
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To: brat
The term is used to describe just about any critters (roaches/spiders/etc). I haven't heard the term used for (radon), but I guess it could be used for molds/mildews/fungus'.
18 posted on 11/25/2002 9:09:29 PM PST by Dallas
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To: SWake
I think it is all dependent on what kind of mold is growing. Some species are very toxic and when inhaled over periods of time and can create serious health problems. I knew someone who had that problem and after finally getting over his experience he turned into a fun guy.

As for Asbestos, that one wasn't overblown in the least.

19 posted on 11/25/2002 9:09:33 PM PST by Sawdring
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To: Tex-Con-Man
"what ever happened to Kevin McCarthy?"

Kevin is fine. Has been doing occasional gigs on WBAP -- a bigger, better station.

His inner ear problem is full resolved. And he has re-married, too.

20 posted on 11/25/2002 9:11:09 PM PST by okie01
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