New Zealand is to hold a binding referendum in 2016 on whether to change the national flag. The announcement by Prime Minister John Key of the referendum came after his government last month won a third term in a general election. A panel of "respected New Zealanders" will lead the public discussion on potential designs for a new flag. Mr Key has previously said he would like to see a new flag featuring a silver fern, on a black background. That would be similar to the banner already used by many New Zealand teams such as the All Blacks national...