I was forced onto Medicare when I turned 65 and hate it.
If you have good insurance, take care of any medical treatments you are considering. Stock up on any prescription meds as you can. Do your dental cleanings, etc. Get new glasses if you have a plan that provides that.
I HATE Medicare with a passion. I wish I had known some of that stuff before hand, especially the prescription costs for some of the meds I’m on. They are very expensive and Medicare Rx sucks for anything but generic, common meds.
metmom, sorry you are seeing large costs for your drugs. Part D stand alone plans can get expensive as only so many drugs are on MediCare formularies and new name brand drugs that your Dr prescribes can cost 24-33% of retail costs IF covered, and MC only covers usually two prescriptions per covered condition. After $4660 is spent by you and your provider on monthly drugs, you hit the “donut hole” and usually then pay 25% of the cost until you spend $7400 total. Then your “catastrophic” level will see you pay the greater of 5% or $10 for name brands for the rest of the calendar year.
It can still be a bargain plan depending on how well subsidized any Corporate Health coverage you have had in your early 60s before you qualified for Medicare. Best of luck in 2023! ....ymmv
Thanks for insight