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How To Effectively Protest a Health Insurance "Vaccine Surcharge"
Self | 03/16/2023 | Self

Posted on 03/16/2023 9:33:06 AM PDT by soozla

Is anyone else experiencing this? Hubby is employed and we get health insurance through his employer. I am an "insured dependent" and not being charged - so MY non-vaxx status doesn't matter (evidently). He, however, is paying a surcharge for not being vaccinated - to the tune of $100/mo. He has had COVID twice and certainly should be considered "naturally immune", at this point. We have written to HR (who seems to be the point of contact for this) protesting the surcharge, sent a Dr's letter saying he (our Dr) does not recommend the shot for my husband (our Dr is one of the rare ones who has not recommended the shot to ANYONE from the get go, thank goodness!!!). We have sent medical publication links to these people stating the dangers from such prominent journals as Lancet, information stating that natural immunity is far more effective, sent several letters of protest regarding the legality of the surcharge and are at wit's end with it. We told them their push to financially blackmail my husband into taking the jab against the advice of our Dr amounted to practicing medicine without a license. Yet the monthly charges keep coming.......

Naturally, the cost for insurance through his employer is MUCH cheaper than we can do on our own, but we are both eligible for Medicare, at this point. What the hell else can we do to make this stop?? Is this even LEGAL for these a-wads to continue with this surcharge? We have asked for the charges to stop and to be reimbursed for all funds collected over the past year and a half. How do they have a right to do this? Has anyone else experienced this with an employer who provides your healthcare?? We do pay a monthly premium but as I stated above, the pool participation makes the cost MUCH lower than anything we can obtain on our own. Thanks for any insight(s)!


TOPICS: Health/Medicine; Miscellaneous
KEYWORDS: covid; covidvaccines; healthinsurance; nonvaccinated; surcharge
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Comment #21 Removed by Moderator

To: DugwayDuke

We could call ourselves The Smart Ones. Would you prefer that?


22 posted on 03/16/2023 10:35:57 AM PDT by ClearCase_guy (“You want it one way, but it's the other way”)
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To: Alberta's Child

I bet they do.


23 posted on 03/16/2023 10:48:15 AM PDT by conserv8 (I bet you dance with the wolves just fabulously.)
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To: Georgia Girl 2

If you think any Medicare Advantage plan is “Cadillac coverage” you don’t know anything about health insurance.
Medicare Advantage plans are all about bells and whistles.
The price is very low for a reason.


24 posted on 03/16/2023 10:51:46 AM PDT by Honest Nigerian
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To: kaila

If your employer is “self-insured”, your state insurance board can do up to and including diddly squat about it (except possibly the certification of the company to be self-insured, which NEVER happens).


25 posted on 03/16/2023 10:52:43 AM PDT by The Antiyuppie (When small men cast long shadows, then it is very late in the day.)
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To: DugwayDuke

Well, even NEAR-TERM the health care costs of those who have been vaccinated have been higher.
Of course, once a person is dead their health care costs decrease to ZERO.
As for DWD comments - when you have neither logic or facts on your side all you have left are lies and misdirection. Your weak attempt to change the context of the term “Pureblood” is indicative of evil intent.


26 posted on 03/16/2023 10:58:44 AM PDT by Honest Nigerian (.)
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To: soozla

It’s called ERISA - from the Dept of Labor. Each person who has a non-government insurance has a contract with their insurance company. If this “surcharge” isn’t in the Summary Plan Description (SPD) - the “contract” between the payer and the employee, he cannot be charged.

Look in that direction.


27 posted on 03/16/2023 10:58:54 AM PDT by ZephyrTX
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To: conserv8
They don't.

You can't unilaterally impose a legal obligation on someone else just by sending them a stupid letter.

28 posted on 03/16/2023 11:03:48 AM PDT by Alberta's Child ("I've just pissed in my pants and nobody can do anything about it." -- Major Fambrough)
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Comment #29 Removed by Moderator

To: Honest Nigerian

Honest Nigerian wrote: “Well, even NEAR-TERM the health care costs of those who have been vaccinated have been higher.”

Perhaps, but not for the reasons you think. The age distribution of vaccinated tends to be older. Older tends to be more health care costs.


30 posted on 03/16/2023 11:13:36 AM PDT by DugwayDuke (Most pick the expert who says the things they agree with.)
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To: DugwayDuke

—> Now the anti-vaxxers join the Nazis, the skin heads and the white surpemicists calling themselves Purebloods.

They join Harry Potter.

You sound vaxxed… so there’s that.


31 posted on 03/16/2023 11:36:03 AM PDT by aMorePerfectUnion (Fraud vitiates everything. )
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To: Honest Nigerian

We’ve had it for several years and its as good or better than the private plan I carried when I had my business.


32 posted on 03/16/2023 11:37:59 AM PDT by Georgia Girl 2 (The only purpose of a pistol is to fight your way back to the rifle you should never have dropped)
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To: soozla

Sue


33 posted on 03/16/2023 11:54:47 AM PDT by Intar
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Comment #34 Removed by Moderator

To: soozla

.


35 posted on 03/16/2023 12:58:21 PM PDT by sauropod (“If they don’t believe our lies, well, that’s just conspiracy theorist stuff, there.”)
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To: soozla

100 a month??!
Hell, I pay 1400 a month for health insurance....
Quitcherbitchin


36 posted on 03/16/2023 1:05:52 PM PDT by joe fonebone (And the people said NO! The End)
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To: joe fonebone

Point being, do “they” have a right to extract it (a fee) from someone for “non-compliance” with THEIR mandate that people inject themselves with an EUA vaccine?? I’m thinking this violates Nuremburg laws.........


37 posted on 03/16/2023 2:24:35 PM PDT by soozla (Truth prevails, regardless of who is willing to accept it ~ now or later. )
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To: DugwayDuke

—> The anti-vaxxers join Nazis, the skin heads and the white surpemicists calling themselves Purebloods long before Harry Potter.

That’s just silliness.

The vaxx came long after Harry Potter was published.

You sound like a #Mudblood

#Pureblood


38 posted on 03/16/2023 2:26:35 PM PDT by aMorePerfectUnion (Fraud vitiates everything. )
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Comment #39 Removed by Moderator

To: DugwayDuke

—> You miss the point. The term ‘pureblood’ has been around long before Harry Potter and the vaccines. When the anti-vaxxers adopt the term ‘pureblood’ they’re imitating Nazis, skin heads and white surpemicists who call themselves ‘Purebloods’.

Ok, should be extremely easy for you, mudblood, to demonstrate with evidence:

…one single non-vaxxed Pureblood who “ adopted the term ‘pureblood’ to imitate Nazis, skin heads and white surpemicists”

Go!


40 posted on 03/16/2023 3:13:13 PM PDT by aMorePerfectUnion (Fraud vitiates everything. )
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