Wait until after the next ice age, when the ice dams start to melt and then break, releasing the huge amount of water they held back. While you’re waiting, check your homeowner’s insurance for appropriate megaflood coverage.
Oh... and according to some geologists, you might want to check your home coverage for supervolcanos, like the one under Yellowstone National Park, which is due to blow in the next few millennia, taking out most of the U.S. Of course, being under a kilometer or so of solidified lava might affect your resale value.
My homeowner's insurance has both megaflood and supervolcano coverage. Of course, both are subject to a five billion dollar deductible.
Not to mention 2 meters of ash in a number of surrounding states, perhaps as far as the Mississippi.