I had not heard of Prosper banking technology, cherry. I haven’t heard of that story you cite either, but it would not surprise me one little bit if it were true.
Here are some links that at least confirm that Prosper exists, and is the banking tech being used for banking security.
If it really does have the shady background of the tech having been misappropriated by malign individuals, that makes us feel all warm and fuzzy about the security issue, doesn’t it?
https://en.wikipedia.org/wiki/Prosper_Marketplace
From this article I was intrigued to learn of limitations on 3 states:
...”2009 post SEC relaunch - In July 2009, Prosper reopened their website for lending (”investing”) and borrowing after having obtained SEC registration for its loans (”notes”). After the relaunch, bidding on loans was restricted to residents of 28 U.S. states and the District of Columbia. Borrowers may reside in any of 47 states, with residents of three states (Iowa, Maine, and North Dakota) not permitted to borrow through Prosper....”
And so if the Prosper website was reopened for lending in 2009, is that when persons unknown (at this point) stole the technology and then presented it as their own to use? Just a question.
Prosper Marketplace Executive Personnel:
https://www.prosper.com/about-us/management/
I don’t know if this has anything to do with the technology owned now by Prosper Marketplace, but this is a discussion in 2015 from a banking publication about bank technologies.
https://www.americanbanker.com/news/how-banks-can-prosper-in-the-age-of-digital-payments
our govt is so crooked...