Posted on 06/15/2010 10:37:20 AM PDT by Patriot1259
When you are focusing on ways to save money in your household budget, one top shelf expense is your costs for health care. If you have insurance, you are concerned about the premiums and the net cost increase from year to year. If you need medical procedures or medications prescribed by your family doctor, and one or more of those items are not covered by insurance, you are concerned about how much the cost will be and whether you have the money to pay for those medical expenses. If you have no insurance, or are "underinsured", you can be really freaked out when you are totally exposed without any way to pay for even nominal medical bills, such as a brand name drug with no generic option, or even a simple visit to the physician or medical practitioner. How will you pay for an accident that requires a trip to the emergency room or having to be admitted into the hospital? What about paying for physical therapy, trips to the chiropractor, or being away from work with a short term disability? Lots of questions.
Trying to keep costs down is a huge consideration for any individual or family that may be dealing with either an isolated health care incident or ongoing medical issues. Sourcing ways to cut costs can become a full time job in many households. According to the National Center for Policy Analysis (NCPA), and senior fellow Dr. Devon Herrick, people often assume they have little control over how much they spend on health care. After all, sickness cannot be scheduled; doctors prescribe treatments and employers provide health coverage to more than 60 percent of Americans. However, there are many overlooked ways to trim your health costs and still get the care you need.
(Excerpt) Read more at thecypresstimes.com ...
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