[Altariel]

Baby step 5:

College funding for children

By this point, you should have already started Baby Step 4—investing 15% of your income—before saving for college. Whether you are saving for you or your child to go to college, you need to start now.

https://www.daveramsey.com/new/baby-steps/

[yorkiemom]

By this point, you should have already started Baby Step 4—investing 15% of your income—before saving for college. Whether you are saving for you or your child to go to college, you need to start now.

Thank you for the info. Everybody has already been to college, so we don't need to do this step;) I've always been a Ramseyite, although I never knew it. I've just naturally done what he advocates, although not always in the same order. Thanks for the link to the steps too- I'll look them over and see what I need to improve on.