They are not upper poor if their net bottom line is better off than the “rich guy” with the car payments and credit cards in his wallet.
....”if their net bottom line is better off than the “rich guy” with the car payments and credit cards in his wallet”....
Good statement...things really aren’t what they appear to be.
I live within my means and hopefully by summer will be debt free, maybe sooner in fact.
I know how it feels to have just one credit card to pay off now...less than a grand.... Amazing to have such a sense of freedom. Am going to celebrate when the last one goes!