Oh exactly!.....
My “treat” on pay day was $1.00 pkg. of miniature Musketter candy bars for a long time!
It really becomes challenging to find other ways to save money you’d otherwise spend. THAT becomes your focus...also how you can improvise....
I stopped buying all cleaning products except Ammonia... Changed from shopping Major Grocery stores to Aldi’s and $stores....amazed how much I saved!
Stopped heating rooms except the living area....drive an older, smaller car. Moved to a smaller apartment...(cozier too)....no vacations out of town, rather go to State park 20 minutes away..Free!
The idea was cut, cut cut, cut,....and it sure worked for me...though at times I have missed some things the sacrifice has sooo paid off! All I have to do is look at my checkbook and “do not touch accounts” and smile....widely!
You heat rooms?!!! Well, okay, if you live where it gets really cold that's okay.