They have to be a tad more intelligent and set up an identity theft ring.
My wife’s cc was used to buy a Go Pro and FedEx was sent out to my house three times and pickup was refused each time.
We were in the process of arranging a return with the vendor while this was happening.
After hearing from the fraud department, the destination in Miami was this little old lady who was getting FedEx pickups coming to her house for the package she didn’t have.
interesting