Are you cool with this crap?
Absolutely, because I know how it works and what it is for. . . and it has NOTHING to do with any private data. It is purely and simply an encrypted, summarized number that will help prevent someone from STEALING MONEY FROM ME.
These bozos don't know anything about what they are blithering about and are conflating what Apple is doing with the really reprehensible things that Facebook and Twitter are doing, which I am NOT cool with.
Apple's approach carries ZERO personal data. None, nada , nichevo (for those trolls watching FR), zip!
Try reading for context and comprehension.
Of course, it helps that I have friends whose daughter works in Apple's Fraud Prevention Department and we've talked thoroughly about this months ago.