Most can not retire at 57 like govt workers...
True. I was able to because I lived way BELOW my means, living in cheap houses and buying old cars. worked 2 jobs (65 hours total) for 10 years, saved half of my earnings and invested in stocks. So retiring at 57 was easy, joined a high class private golf club in Vancouver, WA and had a great time, including 30+ cruises. I can never spend all my money if I live to be 100.