The biggest problem is we don’t have real Health Insurance, Insurance is supposed to cover an unforseeable or catastrophic event, NOT REGULAR CARE. You have a sniffle,fall down and break your toe,got a rash, need a stitch or two, Go to damned Doctor and PAY for it yourself, everyone of these can be had for an Office Visit Charge only, even today.
Our policy was Awesome, $200 per month for the 2 of us, $10,000 deductible, 100% coverage up to $3 million, NO Co-Pay. Unfortunately the Marxist Muslim Petulant Duplicitious Man Child’s “Affordable Care Act” made those plans Illegal.
Today the cheapest plan is $1200 per Month with an $8000 deductible and a 40% co pay. So we choose to shop and pay CASH, and medical care is actually pretty CHEAP when you start paying for it yourself.
Yep, same problem here...the plan the wife and I priced out for early retirement was declared illegal under the ACA, now we are left with a “health share ministry” as our only option.