This holiday season, instead of purchasing some jackass gift; pay off a bill. Your family will thank you later.
When our kids came of working age my wife and I told them that if any one of them saved some of their paycheck to invest in his or her future, we'd start a Roth IRA in his/her name. Each of the kids did so, and we did. Since then we ask the "kids" if they want a gift or a contribution to their Roth IRA's. They almost always choose Roth IRA. LOL