Posted on 02/05/2005 10:18:55 PM PST by LowNslow
There has to be some law firm out there that wants to make billions of dollars in a class action lawsuit concerning identity theft?
In 2002 the Internal Revenue Service reported there where approximately 9 million tax files with mismatched names and Social Security Numbers. The IRS and Social Security Administration know that about 80 percent of the mismatches are the result of illegal immigrants using stolen identities.
Credit bureaus, Banking corporations, and employers assist illegal immigrants by failing to follow the law. Credit bureaus that become aware of Social Security Numbers with multiple ID’s even set up sub-files to keep the accounts separate. I believe IRS and SSA are doing the same, as the SSA has accumulated over 420 billion dollars in FICA taxes from mismatched accounts and bogus SSN numbers. The Credit bureaus and banks know or should know they are assisting individuals in accomplishing felony offenses. The employers who fail to check validity of employment documents assist illegal immigrants to continued using stolen identities.
So the question is, who is willing to file a class action law suit to help 3 or 4 million people regain sole use of their identity, restore financial loses, gain compensation for their suffering the wrath of creditors and the IRS, and resolution for false criminal records. Until a class action suit unites all the victims, individual victims will not be able to force the system to change.
OK. I'm with ya. But, somebody else is going to have to do the heavy thinking.
If it was financially lucrative for legal vultures to file such a suit, it would have been done by now.
Call John Edwards. He should have some time on his hands right about now. ;)
You might consider the "guest worker" plan that will excuse the felonies while we citizens would go to jail -- that pesky 14th Amendment thingy.
Anyone who doubts the problem do a google on, employer "no match" letters
or google, employee "no match" letters
And don't think these are simple errors. The SSA does everything to match the SSN / names to their Master Earnings File. The SSA catches the small stuff.
My boss gets a newsletter on class actions about 2x a month, I'll try to remember and send it to my email. Could you freepmail me your email address so I can send it on to you?
That's a nice contribution to the politicians slush fund. No wander illegals are welcomed by Washington power brokers as they provide 'off the books' funds to be used to further entrench their power.
He!!, any private business caught with unreported "cash business" would be prosecuted in a flash yet these career government leeches just gorge themselves, year after year, after year.
Wrong - we don't need more lawsuits against businesses, etc.
IMHO, this problem will be solved by using companies and services already in place. For example, you can subscribe to a service that will help you recover your identity in case of identity theft, help restore your credit, correct records, and provide warnings of unauthorized accesses to your credit records. Check it out here:
This also starts the process for documenting ID theft which will help catch the illegals and criminals.
Though the money is likely long gone nevertheless the ILLEGAL immigrant working with a phony / stolen SSN can receive SS credit for the FICA taxes once s/he becomes legal and has a valid SSN.
All the data are in the SSA's Earnings Suspense File (ESF). The SSA has moved data from the ESF to their master earnings files once the former ILLEGAL has a valid SSN.
No doubt the SSA will be hiring (Indian?) contractors to do that for the millions of ILLEGAL-cum-guest worker once the President's plan is law.
Gee, sarcasm is a definite solution to the problem - glad you have solved it, no further action needed. /sarcasm
You sound like the really smart guy who won't change the oil in his car because it's just a 'scheme to make money off of the pain and suffering' caused when the engine blows. (BTW, you can't get this product AFTER your ID has been stolen. You must subscribe before you have a problem. It helps catch the problem before extensive damage is done and helps clean it up and restore your ID.)
Why do you knock a very low-cost product designed to help people? From your comments, it appears that you want the government or 'unnamed others' to solve the problem instead of taking any action yourself (see the last paragraph of your post as quoted below).
"So the question is, who is willing to file a class action law suit to help 3 or 4 million people regain sole use of their identity, restore financial loses, gain compensation for their suffering the wrath of creditors and the IRS, and resolution for false criminal records."
Why don't YOU file the 'class action suit' instead of whining about it and waiting for others to solve your problem?
Do you really believe that these businesses don't follow laws that are on the books? Now what would be the logical results of suing credit bureaus, banks, and employers? Would these businesses be forced to go beyond current laws and hire private investigators to check out every current employee as well as all new applicants? Would the cost of doing business possibly increase? Would wages fall or be frozen because of increased hiring costs?
Blaming the business community is wrong-headed liberal thinking. The fault lies with the courts (where you seek justice? - come on) and inadequate or wrong policy immigration laws and lack of enforcing good laws. The answer lies in protecting our borders, correcting bad immigration laws, and flushing liberal judges from the system.
In the meantime, while we work on the political solutions, it would be wise to take individual responsibility and protect oneself with whatever is available. That not only includes products like the ID Theft Shield, but also anti-virus, anti-spyware, pop-up blockers, email filters, and not doing stupid things like falling for phishing scams.
This type of info has been posted before, but a reminder seems to be in order. Here's an article on phishers:
IMO that is just one of the problems given the tenor of the post. The second problem requires a different solution. To wit, "the SSA has accumulated over 420 billion dollars in FICA taxes from mismatched accounts and bogus SSN numbers."
Here the stolen / bogus SSNs are used by ILLEGAL immigrants simply to get jobs. Government, business, and the immigrants' "rights" industry know it.
They don't care except to the extent that the immigrants' "rights" industry goes ballistic over each of the 130,000 employer "no match" letters and the nine-and-one-half million employee "no match" letters that the IRS and SSA send out each tax year.
Furthermore the fact that "the SSA has accumulated over 420 billion dollars in FICA taxes from mismatched accounts and bogus SSN numbers" has presented another problem. The SSA's Earnings Suspense File (ESF) is so large and cumbersome that the SSA has paid high-priced beltway bandits to help them find a solution. The "big bang" started in the late 1990s.
Apparently there is but one PC solution: make the law breakers legal (guest workers), give them valid SSNs, and move their ESF W-2 data to their shiny new accounts in SSA's Master Earnings File. That is the Republicrats, business, and immigrants' "rights" industry solution.
Considering the ramifications of fighting their solution most of us must simply think, BOHICA.
The few who refused to bend over face a "Waco" response, IMO. The dispute is that serious IMO.
Ouch - that hurts. And I agree that this is a huge problem that needs correcting.
I'm not sure what can be done, but I'd like to see the SSA's Earnings Suspense File (ESF) declared FORFIET and dumped into the regular SocSec fund to cover projected shortages - probably not going to happen, though.
IMHO, ILLEGAL ALIENS should NOT get ANY benefits. Rewarding lawbreakers only encourages more lawlessness. Only those entering the country legally and going through the proper channels and processes are entitled to participate in the benefits.
As I said earlier, we need to protect our borders, correct bad immigration laws, and flush liberal judges from the system. And we need to be vocal and hold politicians accountable. ( Sorry, couldn't translate BOHICA, too many anagrams to keep up with, LOL)
But we're talking economics -- "cheap" labor and lucrative enterprises (politics and the immigrant "rights" industry) and nothing else matters to the movers and shakers. Not sovereignty. Not duty, honor, or Country.
BOHICA simple means, bend over here it comes again.
LOL - I had not heard that one.
;^D
The problem with the product you have posted here.
It does not FIX the credit bureaus. SInce they have split the file they claim it is NOT on your report, therefore you cannot dispute it.
The bureaus claim the right to have multiple credit reports for multiple people with the SAME SSN.
No product currently offered by ANYONE can make the bureaus PURGE the data for the alternate file. In fact the bureaus all sell products that show multiple users of the same SSN. (Social Search, DTEC, and HAWK) of course these products are sold only to business and NOT to violated consumers.
Even 3 federal class action suits against them and their credit monitoring services has not made them change as of this writing.
Therefore any claims of Id restoration should be taken with a grain of salt. While it might be a useful service for True Name Fraud (Name and SSN) it doesn't and cannot work completely for SSN only fraud. If 2 lawfirms have been unable to restore my husband's identity, it is pretty much fubar for the duration. So please stop telling people you can fix this particular type of identity theft.
Is your ID theft monitoring service going to make the IRS remove the invalid tax returns?? Purge the Credit bureaus? Remove the earnings suspense file?
I don't think so.....
Want to see how deep the rabbit hole goes?
www.geocities.com/creditmonitoringsucks see the credit bureau response to identity theft and the federal class action complaints.
"The problem with the product you have posted here."
Hmmmm - you signed up today just so you could bash a good product that you obviously have not even checked out. Gee, how nice. It's too bad that you and your husband had problems, but don't trash something you know nothing about.
"No product currently offered by ANYONE can make the bureaus PURGE the data for the alternate file."
If you notify the bureaus of fraudulent use and go through all the proper procedures, then they are put on notice and negative info is purged from YOUR record. IMHO, I would think that they need to keep the false data, (in a separate file), so they can prevent further fraud and can help law enforcement agencies track and catch the thief the next time he/she uses that SSN.
"Therefore any claims of Id restoration should be taken with a grain of salt. While it might be a useful service for True Name Fraud (Name and SSN) it doesn't and cannot work completely for SSN only fraud. If 2 lawfirms have been unable to restore my husband's identity, it is pretty much fubar for the duration."
So ONLY your husband's SSN was used under a different name, address, (maybe city & state, too). Exactly how does this impair your credit or employment opportunities, assuming your husband uses his real name and address and has filed the proper notices with all the proper agencies?
Perhaps, you should try a 3rd attorney or contact the FBI. Something doesn't add up here.
BTW, the Social Security Administration can verify his name goes with that SSN and that all others using that SSN are not accurate. This should solve most of your problems.
"So please stop telling people you can fix this particular type of identity theft."
I never claimed to be able to 'fix this particular type of identity theft'. I merely recommended that people would be wise to have some assistance in restoring their ID if it was stolen. No product is perfect, but the one I suggested is the best I've seen and goes a long way in correcting the problem.
I recommend that you get off your high-horse, quit blaming others, take some responsibility, and get on with your lives.
Oh yes, you are perfect, your product is perfect and you have all the answers, it is a perfect world and the credit bureaus do exactly what they are supposed to do all the time perfectly, and every company does exactly what you believe they are supposed to be doing.
/sarcasm off
P.S. I used to believe that too until I woke up!
And Identity Theft Victims should quit whining......and get on with their lives? Well don't know about yours but ours is messed up. We cannot get a Credit card, mortgage, or any form of credit whatsoever.
The Identity Thief is still running around getting credit with my husband's SSN while the bureaus sell reports they shouldn't be selling.
They have been notified.
Repeatedly and even served Federal Lawsuits at this point they left me no choice.
We shouldn't have to take responsibility for someone else's crimes....are you suggesting my husband should just go to jail?
And now I am going to notify the head (CEO) of the company you are advertising again to speak about another one of his representatives that is tearing down ID theft VICTIMS to make a buck.
Your postings are copied.
I would like to see a movement to challenge the 1st Amendment for criminal id theft. It seems as a 10 year victim of this terrorist event. A class action law suit should wage war on our employed officers to force a reform and allow the victim its ability to get back to the founding fathers mission. Which I think was worded something like I am “Innocent until proven Guilty”. This broken super computer is stuffed full of falsely collected data by our justice departments, whom refuse, kick, fight, scream, to hold on to, by all means, with no deletion ability, for the law abiding citizens life. Is the land of the free become a dictatorship or has it really become a police state. Just my life its self has reached a real “Paradox”, regarding criminal id theft, which in itself nullifies the constitution of the United States.
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