I say let them have it both ways. Only, the won’t be allowed to have any insurance policy that is provided by the US Government. If they want to live in an area that is prone to disaster or such, then they should have to pay the capitalist price based on risk, not government subsidy.
Yeah, I know it is nice to have a home on the beach, but I can walk the extra 15 minues or so that it takes to climb over a dune for an ocean dip.
I have a modest $120K or so home with the nearest large body of water being Lake Erie, 200 miles or so to the north. Somehow, I survive without the taxpayers picking up the tab for my insurance.
The other issue is the dunes would help protect houses that aren’t on the oceanfront and don’t have an ocean view from flooding.
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If you’re lucky enough to live at the beach, you’re lucky enough.
The answer here seems pretty simple to me. Build dunes on the other side of the houses where people already have no view of the ocean. Stop subsidizing homeowners insurance to the beach dwellers and let them pay a market rate based on the risk. The town is protected, nobody loses the view, and the beach houses pick up all the financial risk for living where they want to.
Why is this so hard?
In my opinion those homeowners have a right to reject use of their property. But they should be made to sign a release freeing the local, state and federal governments from any responsibility for death or destruction and waive any subsidies on their insurance premiums.
They should also be held responsible for any damage to adjoining or nearby properties caused by their refusal.
in powerful storms, sand gets washed away. that’s why they bag it. then it stays together. a hurricane sweping across large sand dunes would decimate large free standing sand dunes. and not being bagged the remaining sand would be water-logged. sand is porous. good grief.
This is what our would-be masters think of property rights.
Nature batts last.
Dunes are not going to solve the problem of people buidling in high risk areas.