The problem is that the police officer's wealth is never on the buffet, it's the taxpayer's money they gorge on.
Not always.
A few years ago a federal jury held that 3 Kennewick, Washington cops were personally financially responsible for the injuries to man they had arrested for residential burglary.
The story goes that they were responding to a late night call and brought in the K-9 unit. They set the dog out and it started tracking and jumped over a neighbors fence and latched on to the neighbors friend who was in town for some fishing and staying in tent with his kids. So this guy is being ripped to shreds by the dog when the cops clear the fence and they take over the beating.
http://pnwriders.com/central/92828-court-upholds-award-man-bitten-police-dog.html