If Kaiser is covered under Ca Covered ( I live in a different state, so I am unfamiliar with CA Covered)- I would join Kaiser. Kaiser is an HMO, but not a bad one. No point in going bankrupt over this, join Kaiser if covered under Obamacare, and wait this out until Obamacare gets overturned.
I know that there is “hmo” coverage without having to use the carefully legally not responsible for anything that goes wrong kaiser. But I believe doc’s dont like hmo coverage.
I have called many a specialist to get an appt, and the bulldog lady at the front desk has an attitude with me and asks what insurance I have. When I say Aetna PPO, they get nicer and find me an appt.
What gets me in to all the best docs?