We already have 401, IRA, HSA and probably 10 others.
If DC wants to make our lives easier, let us invest in whatever we want out of our 401k.
“If DC wants to make our lives easier, let us invest in whatever we want out of our 401k”
Some of the ‘DC allowed’ 401k investment options:
•START A BUSINESS, BUY A FRANCHISE
•BUY PART OF A BUSINESS
•BUY A PARTNERSHIP INTEREST / FORM LIMITED PARTNERSHIPS
•FUND LIMITED LIABILITY COMPANIES / CORPORATIONS
•CORPORATE STOCK, FOUNDER SHARES, VARIOUS INVESTOR SHARES
•PRIVATE PLACEMENTS (PRIVATE COMPANY STOCK INVESTMENT OR LOANS)
•LEND MONEY, EARN INTEREST ON MORTGAGES / NOTES/PRIVATE LOANS
•UNSECURED LOANS, SECURITY AGREEMENTS AND NOTES, AUTO PAPER
•REAL ESTATE: RESIDENTIAL RENTAL PROPERTIES, MULTI-UNIT BUILDINGS, COMMERCIAL, STORAGE FACIITIES, BOAT SLIPS, MARINAS, TIME SHARES FOR RENTAL OR RESALE, FOREIGN REAL ESTATE
•LAND PARCELS, LOTS, ACREAGE, TIMBERLAND, RV PARKS, OTHER INCOME PRODUCING LAND
•REAL ESTATE LLCS, LLPS, TENANTS IN COMMON ARRANGEMENTS, PARTNERSHIPS
•WATER RIGHTS
•TAX LIEN CERTIFICATES
•TAX DEEDSv
•LEASE OPTIONS
•OTHER CREATIVE INCOME PRODUCING REAL ESTATE INVESTMENTS
•STRUCTURED SETTLEMENTS
•OPTIONS ON INTELLECTUAL PROPERTY
•ROYALTY RIGHTS
•FRANCHISE RIGHTS
•STOCKS, BONDS AND MUTUAL FUNDS (TRADITIONAL INVESTMENTS)
•CERTIFICATES OF DEPOSIT
•COMMODITIES / FUTURES
•EXTRAORDINARY INVESTMENTSv
•COMMERCIAL PAPER
•LEASES, EQUIPMENT LEASES
•JOINT VENTURES
•CONTRACTS OF SALE
•FACTORING
•ACCOUNTS RECEIVABLE FINANCING
•BUILDING BONDS
•PRECIOUS METALS
Like putting our 401Ks in foreign accounts where they would be immune to seizure.