On a yearly basis, there is no doubt you’re correct. However the potential for massive loss of life that tsunamis, earthquakes, landslides, and volcanoes is much worse in an incident to incident basis. Mount Shasta or Mount Ranier in particular, could cost in the hundreds of thousands of lives.
The potential always exists for just about anything. Same with getting impacted by a 4 mile wide asteroid or Yellowstone going off. Not real likely, but the potential is there.