It could be worse. Firms don't have to keep premiums low for non working spouses and dependents. People in that situation can't buy cheaper insurance on exchanges even if their income is in the subsidy range.
We have the situation where the company “provides” insurance for the employees but the spouse has to have a separate policy. One poor guy to cover his wife is paying $750/mo in addition to his own contribution to the group policy. His renewal notice for his wife said it will be close to $1,000/mo and thats with a $5,000 deductible.
They took a system with flaws where everyone WAS covered, even if they shifted the cost, doubled and tripled the costs, forced deductibles so high you may as well not have insurance and claim they did something so great.
In a time not too long ago, these people would have been wearing feathers and tar or be hanging from trees.
Despicable liars, every damn one of them.